WallStSmart

PACCAR Inc (PCAR)vsRF Industries Ltd (RFIL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PACCAR Inc generates 34471% more annual revenue ($27.78B vs $80.36M). PCAR leads profitability with a 8.9% profit margin vs 0.3%. PCAR trades at a lower P/E of 25.3x. PCAR earns a higher WallStSmart Score of 52/100 (C-).

PCAR

Buy

52

out of 100

Grade: C-

Growth: 4.0Profit: 6.0Value: 4.7Quality: 4.5
Piotroski: 1/9

RFIL

Avoid

32

out of 100

Grade: F

Growth: 3.3Profit: 4.0Value: 5.7Quality: 6.0
Piotroski: 5/9Altman Z: 1.93
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PCARSignificantly Overvalued (-24.7%)

Margin of Safety

-24.7%

Fair Value

$103.83

Current Price

$118.14

$14.31 premium

UndervaluedFair: $103.83Overvalued
RFILUndervalued (+34.6%)

Margin of Safety

+34.6%

Fair Value

$16.84

Current Price

$14.53

$2.31 discount

UndervaluedFair: $16.84Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PCAR1 strengths · Avg: 9.0/10
Market CapQuality
$62.52B9/10

Large-cap with strong market position

RFIL0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

PCAR3 concerns · Avg: 3.0/10
P/E RatioValuation
25.3x4/10

Moderate valuation

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-8.9%2/10

Revenue declined 8.9%

RFIL4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.934/10

Grey zone — moderate risk

Market CapQuality
$151.51M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.8%3/10

ROE of 0.8% — below average capital efficiency

Profit MarginProfitability
0.3%3/10

0.3% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : PCAR

The strongest argument for PCAR centers on Market Cap. PEG of 1.18 suggests the stock is reasonably priced for its growth.

Bull Case : RFIL

RFIL has a balanced fundamental profile.

Bear Case : PCAR

The primary concerns for PCAR are P/E Ratio, Piotroski F-Score, Revenue Growth.

Bear Case : RFIL

The primary concerns for RFIL are Altman Z-Score, Market Cap, Return on Equity. A P/E of 467.0x leaves little room for execution misses. Thin 0.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

PCAR carries more volatility with a beta of 1.06 — expect wider price swings.

RFIL is growing revenue faster at -1.2% — sustainability is the question.

PCAR generates stronger free cash flow (778M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PCAR scores higher overall (52/100 vs 32/100). RFIL offers better value entry with a 34.6% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PACCAR Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.

RF Industries Ltd

INDUSTRIALS · ELECTRICAL EQUIPMENT & PARTS · USA

RF Industries, Ltd. designs, manufactures, and markets interconnection products and systems in the United States, Canada, Mexico, and internationally. The company is headquartered in San Diego, California.

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