WallStSmart

Oxford Square Capital Corp (OXSQ)vsRoyal Bank of Canada (RY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Royal Bank of Canada generates 172080% more annual revenue ($67.15B vs $39.00M). RY leads profitability with a 33.9% profit margin vs -93.7%. OXSQ appears more attractively valued with a PEG of 1.12. RY earns a higher WallStSmart Score of 63/100 (C+).

OXSQ

Hold

39

out of 100

Grade: F

Growth: 3.0Profit: 5.0Value: 5.3Quality: 5.0
Piotroski: 3/9Altman Z: -1.12

RY

Buy

63

out of 100

Grade: C+

Growth: 7.3Profit: 8.0Value: 5.0Quality: 5.0
Piotroski: 4/9Altman Z: -0.50

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

OXSQ2 strengths · Avg: 10.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
84.4%10/10

Strong operational efficiency at 84.4%

RY4 strengths · Avg: 9.5/10
Market CapQuality
$291.55B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.9%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
46.4%10/10

Strong operational efficiency at 46.4%

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Areas to Watch

OXSQ4 concerns · Avg: 2.8/10
Market CapQuality
$145.41M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.133/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-29.3%2/10

ROE of -29.3% — below average capital efficiency

RY4 concerns · Avg: 2.3/10
PEG RatioValuation
2.354/10

Expensive relative to growth rate

Free Cash FlowQuality
$-28.67B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
-0.502/10

Distress zone — elevated risk

Debt/EquityHealth
2.881/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : OXSQ

The strongest argument for OXSQ centers on Price/Book, Operating Margin. PEG of 1.12 suggests the stock is reasonably priced for its growth.

Bull Case : RY

The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.

Bear Case : OXSQ

The primary concerns for OXSQ are Market Cap, Debt/Equity, Piotroski F-Score.

Bear Case : RY

The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.

Key Dynamics to Monitor

OXSQ profiles as a turnaround stock while RY is a mature play — different risk/reward profiles.

RY carries more volatility with a beta of 0.92 — expect wider price swings.

RY is growing revenue faster at 8.9% — sustainability is the question.

OXSQ generates stronger free cash flow (-14M), providing more financial flexibility.

Bottom Line

RY scores higher overall (63/100 vs 39/100), backed by strong 33.9% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Oxford Square Capital Corp

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Oxford Square Capital Corp (OXSQ) is a leading business development company that specializes in offering tailored financing solutions to private middle-market enterprises across diverse sectors. The firm primarily invests in debt securities to deliver stable income, supplemented by strategic equity investments aimed at fostering portfolio expansion. With a disciplined investment approach anchored in extensive industry expertise, Oxford Square is committed to uncovering high-quality investment opportunities that ensure portfolio diversification and the enhancement of sustainable shareholder value, all while effectively navigating the complexities of the financial landscape.

Visit Website →

Royal Bank of Canada

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.

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