Oxford Lane Capital Corp. Preferred Stock Shares, 8.25% Series 2031 (OXLCM)vsRoyal Bank of Canada (RY)
OXLCM
Oxford Lane Capital Corp. Preferred Stock Shares, 8.25% Series 2031
$25.06
+0.12%
FINANCIAL SERVICES · Cap: $466.23M
RY
Royal Bank of Canada
$205.90
-0.04%
FINANCIAL SERVICES · Cap: $291.55B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 21788% more annual revenue ($67.15B vs $306.79M). OXLCM leads profitability with a 76.6% profit margin vs 33.9%. OXLCM earns a higher WallStSmart Score of 65/100 (C+).
OXLCM
Buy65
out of 100
Grade: C+
RY
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 77 of every $100 in revenue as profit
Strong operational efficiency at 71.7%
Earnings expanding 509.0% YoY
Revenue surging 20.7% year-over-year
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
ROE of -52.0% — below average capital efficiency
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : OXLCM
The strongest argument for OXLCM centers on Profit Margin, Operating Margin, EPS Growth. Profitability is solid with margins at 76.6% and operating margin at 71.7%. Revenue growth of 20.7% demonstrates continued momentum.
Bull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.
Bear Case : OXLCM
The primary concerns for OXLCM are Market Cap, Piotroski F-Score, Return on Equity.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.
Key Dynamics to Monitor
OXLCM profiles as a growth stock while RY is a mature play — different risk/reward profiles.
OXLCM carries more volatility with a beta of 1.14 — expect wider price swings.
OXLCM is growing revenue faster at 20.7% — sustainability is the question.
OXLCM generates stronger free cash flow (249M), providing more financial flexibility.
Bottom Line
OXLCM scores higher overall (65/100 vs 63/100), backed by strong 76.6% margins and 20.7% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Oxford Lane Capital Corp. Preferred Stock Shares, 8.25% Series 2031
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Oxford Lane Capital Corp.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
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