WallStSmart

Oracle Corporation (ORCL)vsWealthfront Corporation Common Stock (WLTH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Oracle Corporation generates 17173% more annual revenue ($64.08B vs $370.96M). ORCL leads profitability with a 25.3% profit margin vs -14.9%. ORCL earns a higher WallStSmart Score of 69/100 (B-).

ORCL

Strong Buy

69

out of 100

Grade: B-

Growth: 8.0Profit: 9.0Value: 4.3Quality: 3.0
Piotroski: 2/9Altman Z: 0.59

WLTH

Avoid

35

out of 100

Grade: F

Growth: 6.0Profit: 3.5Value: 5.0Quality: 7.0
Piotroski: 2/9Altman Z: 1.38

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ORCL6 strengths · Avg: 9.2/10
Market CapQuality
$703.42B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
42.1%10/10

Every $100 of equity generates 42 in profit

Operating MarginProfitability
32.7%10/10

Strong operational efficiency at 32.7%

Profit MarginProfitability
25.3%9/10

Keeps 25 of every $100 in revenue as profit

Revenue GrowthGrowth
21.7%8/10

Revenue surging 21.7% year-over-year

EPS GrowthGrowth
24.5%8/10

Earnings expanding 24.5% YoY

WLTH2 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Areas to Watch

ORCL4 concerns · Avg: 3.3/10
PEG RatioValuation
1.574/10

Expensive relative to growth rate

Price/BookValuation
18.3x4/10

Trading at 18.3x book value

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

P/E RatioValuation
44.0x2/10

Premium valuation, high expectations priced in

WLTH4 concerns · Avg: 2.5/10
Market CapQuality
$1.32B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-6.1%2/10

ROE of -6.1% — below average capital efficiency

EPS GrowthGrowth
-59.4%2/10

Earnings declined 59.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : ORCL

The strongest argument for ORCL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 25.3% and operating margin at 32.7%. Revenue growth of 21.7% demonstrates continued momentum.

Bull Case : WLTH

The strongest argument for WLTH centers on Debt/Equity, Price/Book.

Bear Case : ORCL

The primary concerns for ORCL are PEG Ratio, Price/Book, Piotroski F-Score. A P/E of 44.0x leaves little room for execution misses. Debt-to-equity of 4.21 is elevated, increasing financial risk.

Bear Case : WLTH

The primary concerns for WLTH are Market Cap, Piotroski F-Score, Return on Equity.

Key Dynamics to Monitor

ORCL profiles as a growth stock while WLTH is a turnaround play — different risk/reward profiles.

ORCL is growing revenue faster at 21.7% — sustainability is the question.

WLTH generates stronger free cash flow (22M), providing more financial flexibility.

Monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ORCL scores higher overall (69/100 vs 35/100), backed by strong 25.3% margins and 21.7% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Oracle Corporation

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.

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Wealthfront Corporation Common Stock

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Wealthfront Corporation is a privately owned investment manager. The company is headquartered in Redwood City, California with an additional office in Palo Alto, California.

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