WallStSmart

Oracle Corporation (ORCL)vsUpland Software Inc (UPLD)

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Smart Verdict

WallStSmart Research — data-driven comparison

Oracle Corporation generates 36211% more annual revenue ($71.78B vs $197.67M). ORCL leads profitability with a 26.4% profit margin vs -18.5%. ORCL appears more attractively valued with a PEG of 0.83. ORCL earns a higher WallStSmart Score of 78/100 (B+).

ORCL

Strong Buy

78

out of 100

Grade: B+

Growth: 8.7Profit: 9.0Value: 5.3Quality: 3.0
Piotroski: 2/9Altman Z: 0.68

UPLD

Hold

36

out of 100

Grade: F

Growth: 2.7Profit: 4.0Value: 5.3Quality: 5.0
Piotroski: 4/9Altman Z: -1.74
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ORCLSignificantly Overvalued (-30.3%)

Margin of Safety

-30.3%

Fair Value

$107.07

Current Price

$137.10

$30.03 premium

UndervaluedFair: $107.07Overvalued

Intrinsic value data unavailable for UPLD.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ORCL6 strengths · Avg: 9.3/10
Market CapQuality
$437.11B10/10

Mega-cap, among the largest globally

Operating MarginProfitability
35.6%10/10

Strong operational efficiency at 35.6%

EPS GrowthGrowth
54.5%10/10

Earnings expanding 54.5% YoY

Return on EquityProfitability
28.3%9/10

Every $100 of equity generates 28 in profit

Profit MarginProfitability
26.4%9/10

Keeps 26 of every $100 in revenue as profit

PEG RatioValuation
0.838/10

Growing faster than its price suggests

UPLD1 strengths · Avg: 10.0/10
Debt/EquityHealth
-2.5210/10

Conservative balance sheet, low leverage

Areas to Watch

ORCL4 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Free Cash FlowQuality
$-5.40B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.682/10

Distress zone — elevated risk

Debt/EquityHealth
2.341/10

Elevated debt levels

UPLD4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$10.85M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-18.3%2/10

ROE of -18.3% — below average capital efficiency

Revenue GrowthGrowth
-7.9%2/10

Revenue declined 7.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : ORCL

The strongest argument for ORCL centers on Market Cap, Operating Margin, EPS Growth. Profitability is solid with margins at 26.4% and operating margin at 35.6%. Revenue growth of 29.6% demonstrates continued momentum.

Bull Case : UPLD

The strongest argument for UPLD centers on Debt/Equity. PEG of 1.25 suggests the stock is reasonably priced for its growth.

Bear Case : ORCL

The primary concerns for ORCL are Piotroski F-Score, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.34 is elevated, increasing financial risk.

Bear Case : UPLD

The primary concerns for UPLD are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

ORCL profiles as a growth stock while UPLD is a turnaround play — different risk/reward profiles.

ORCL carries more volatility with a beta of 1.73 — expect wider price swings.

ORCL is growing revenue faster at 29.6% — sustainability is the question.

UPLD generates stronger free cash flow (5M), providing more financial flexibility.

Bottom Line

ORCL scores higher overall (78/100 vs 36/100), backed by strong 26.4% margins and 29.6% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Oracle Corporation

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.

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Upland Software Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Upland Software, Inc. offers cloud-based enterprise work management software in the United States, the United Kingdom, Canada, and internationally. The company is headquartered in Austin, Texas.

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