Oracle Corporation (ORCL)vsToast Inc (TOST)
ORCL
Oracle Corporation
$144.72
-3.70%
TECHNOLOGY · Cap: $432.88B
TOST
Toast Inc
$32.12
+0.56%
TECHNOLOGY · Cap: $19.62B
Smart Verdict
WallStSmart Research — data-driven comparison
Oracle Corporation generates 890% more annual revenue ($67.36B vs $6.80B). ORCL leads profitability with a 25.4% profit margin vs 7.1%. TOST appears more attractively valued with a PEG of 0.25. ORCL earns a higher WallStSmart Score of 76/100 (B+).
ORCL
Strong Buy76
out of 100
Grade: B+
TOST
Strong Buy68
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-42.6%
Fair Value
$105.36
Current Price
$144.72
$39.36 premium
Margin of Safety
+24.8%
Fair Value
$37.27
Current Price
$32.12
$5.15 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 40 in profit
Strong operational efficiency at 36.2%
Keeps 25 of every $100 in revenue as profit
Growing faster than its price suggests
Revenue surging 20.6% year-over-year
Growing faster than its price suggests
Earnings expanding 100.0% YoY
Safe zone — low bankruptcy risk
Every $100 of equity generates 24 in profit
Revenue surging 23.1% year-over-year
Areas to Watch
Trading at 11.1x book value
Weak financial health signals
Negative free cash flow — burning cash
Distress zone — elevated risk
Trading at 9.4x book value
7.1% margin — thin
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : ORCL
The strongest argument for ORCL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 25.4% and operating margin at 36.2%. Revenue growth of 20.6% demonstrates continued momentum.
Bull Case : TOST
The strongest argument for TOST centers on PEG Ratio, EPS Growth, Altman Z-Score. Revenue growth of 23.1% demonstrates continued momentum. PEG of 0.25 suggests the stock is reasonably priced for its growth.
Bear Case : ORCL
The primary concerns for ORCL are Price/Book, Piotroski F-Score, Free Cash Flow. Debt-to-equity of 3.67 is elevated, increasing financial risk.
Bear Case : TOST
The primary concerns for TOST are Price/Book, Profit Margin, P/E Ratio. A P/E of 43.0x leaves little room for execution misses.
Key Dynamics to Monitor
ORCL carries more volatility with a beta of 1.73 — expect wider price swings.
TOST is growing revenue faster at 23.1% — sustainability is the question.
TOST generates stronger free cash flow (130M), providing more financial flexibility.
Monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ORCL scores higher overall (76/100 vs 68/100), backed by strong 25.4% margins and 20.6% revenue growth. TOST offers better value entry with a 24.8% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Oracle Corporation
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.
Visit Website →Toast Inc
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Toast, Inc. operates a cloud-based technology platform for the restaurant industry in the United States and Ireland. The company is headquartered in Boston, Massachusetts.
Compare with Other SOFTWARE - INFRASTRUCTURE Stocks
Want to dig deeper into these stocks?