WallStSmart

Oracle Corporation (ORCL)vsRed Violet Inc (RDVT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Oracle Corporation generates 68009% more annual revenue ($64.08B vs $94.08M). ORCL leads profitability with a 25.3% profit margin vs 15.0%. ORCL trades at a lower P/E of 44.0x. ORCL earns a higher WallStSmart Score of 69/100 (B-).

ORCL

Strong Buy

69

out of 100

Grade: B-

Growth: 8.0Profit: 9.0Value: 4.3Quality: 3.0
Piotroski: 2/9Altman Z: 0.59

RDVT

Buy

54

out of 100

Grade: C-

Growth: 8.0Profit: 7.5Value: 3.7Quality: 9.0
Piotroski: 5/9Altman Z: 7.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for ORCL.

RDVTOvervalued (-11.2%)

Margin of Safety

-11.2%

Fair Value

$37.00

Current Price

$53.36

$16.36 premium

UndervaluedFair: $37.00Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ORCL6 strengths · Avg: 9.2/10
Market CapQuality
$703.42B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
42.1%10/10

Every $100 of equity generates 42 in profit

Operating MarginProfitability
32.7%10/10

Strong operational efficiency at 32.7%

Profit MarginProfitability
25.3%9/10

Keeps 25 of every $100 in revenue as profit

Revenue GrowthGrowth
21.7%8/10

Revenue surging 21.7% year-over-year

EPS GrowthGrowth
24.5%8/10

Earnings expanding 24.5% YoY

RDVT5 strengths · Avg: 8.8/10
Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
7.3310/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
22.1%8/10

Strong operational efficiency at 22.1%

Revenue GrowthGrowth
17.4%8/10

17.4% revenue growth

EPS GrowthGrowth
25.0%8/10

Earnings expanding 25.0% YoY

Areas to Watch

ORCL4 concerns · Avg: 3.3/10
PEG RatioValuation
1.574/10

Expensive relative to growth rate

Price/BookValuation
18.3x4/10

Trading at 18.3x book value

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

P/E RatioValuation
44.0x2/10

Premium valuation, high expectations priced in

RDVT2 concerns · Avg: 2.5/10
Market CapQuality
$747.21M3/10

Smaller company, higher risk/reward

P/E RatioValuation
54.6x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : ORCL

The strongest argument for ORCL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 25.3% and operating margin at 32.7%. Revenue growth of 21.7% demonstrates continued momentum.

Bull Case : RDVT

The strongest argument for RDVT centers on Debt/Equity, Altman Z-Score, Operating Margin. Revenue growth of 17.4% demonstrates continued momentum.

Bear Case : ORCL

The primary concerns for ORCL are PEG Ratio, Price/Book, Piotroski F-Score. A P/E of 44.0x leaves little room for execution misses. Debt-to-equity of 4.21 is elevated, increasing financial risk.

Bear Case : RDVT

The primary concerns for RDVT are Market Cap, P/E Ratio. A P/E of 54.6x leaves little room for execution misses.

Key Dynamics to Monitor

RDVT carries more volatility with a beta of 1.85 — expect wider price swings.

ORCL is growing revenue faster at 21.7% — sustainability is the question.

RDVT generates stronger free cash flow (7M), providing more financial flexibility.

Monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ORCL scores higher overall (69/100 vs 54/100), backed by strong 25.3% margins and 21.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Oracle Corporation

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.

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Red Violet Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Red Violet, Inc., a software and services company, specializes in proprietary technologies and applies analytical capabilities to deliver identity intelligence in the United States. The company is headquartered in Boca Raton, Florida.

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