Oracle Corporation (ORCL)vsPaychex Inc (PAYX)
ORCL
Oracle Corporation
$161.39
-1.49%
TECHNOLOGY · Cap: $464.17B
PAYX
Paychex Inc
$92.63
-1.51%
TECHNOLOGY · Cap: $33.70B
Smart Verdict
WallStSmart Research — data-driven comparison
Oracle Corporation generates 1515% more annual revenue ($64.08B vs $3.97B). PAYX leads profitability with a 26.6% profit margin vs 25.3%. ORCL appears more attractively valued with a PEG of 1.04. ORCL earns a higher WallStSmart Score of 74/100 (B).
ORCL
Strong Buy74
out of 100
Grade: B
PAYX
Strong Buy65
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-42.4%
Fair Value
$113.34
Current Price
$161.39
$48.05 premium
Margin of Safety
-36.3%
Fair Value
$69.56
Current Price
$92.63
$23.07 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 58 in profit
Strong operational efficiency at 32.7%
Keeps 25 of every $100 in revenue as profit
Revenue surging 21.7% year-over-year
Earnings expanding 24.5% YoY
Every $100 of equity generates 40 in profit
Strong operational efficiency at 44.4%
Keeps 27 of every $100 in revenue as profit
19.9% revenue growth
Areas to Watch
Moderate valuation
Trading at 13.8x book value
Weak financial health signals
Negative free cash flow — burning cash
Expensive relative to growth rate
Trading at 8.3x book value
Elevated debt levels
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ORCL
The strongest argument for ORCL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 25.3% and operating margin at 32.7%. Revenue growth of 21.7% demonstrates continued momentum.
Bull Case : PAYX
The strongest argument for PAYX centers on Return on Equity, Operating Margin, Profit Margin. Profitability is solid with margins at 26.6% and operating margin at 44.4%. Revenue growth of 19.9% demonstrates continued momentum.
Bear Case : ORCL
The primary concerns for ORCL are P/E Ratio, Price/Book, Piotroski F-Score. Debt-to-equity of 4.15 is elevated, increasing financial risk.
Bear Case : PAYX
The primary concerns for PAYX are PEG Ratio, Price/Book, Debt/Equity.
Key Dynamics to Monitor
ORCL carries more volatility with a beta of 1.60 — expect wider price swings.
ORCL is growing revenue faster at 21.7% — sustainability is the question.
PAYX generates stronger free cash flow (762M), providing more financial flexibility.
Monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ORCL scores higher overall (74/100 vs 65/100), backed by strong 25.3% margins and 21.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Oracle Corporation
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.
Visit Website →Paychex Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Paychex, Inc. is an American provider of human resource, payroll, and benefits outsourcing services for small- to medium-sized businesses.
Visit Website →Compare with Other SOFTWARE - INFRASTRUCTURE Stocks
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