WallStSmart

Oracle Corporation (ORCL)vsOneSpan Inc (OSPN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Oracle Corporation generates 26249% more annual revenue ($64.08B vs $243.18M). OSPN leads profitability with a 30.0% profit margin vs 25.3%. OSPN appears more attractively valued with a PEG of 0.72. OSPN earns a higher WallStSmart Score of 81/100 (A-).

ORCL

Strong Buy

76

out of 100

Grade: B+

Growth: 8.0Profit: 9.0Value: 10.0Quality: 2.5
Piotroski: 2/9Altman Z: 0.59

OSPN

Exceptional Buy

81

out of 100

Grade: A-

Growth: 6.0Profit: 9.0Value: 10.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ORCLUndervalued (+40.2%)

Margin of Safety

+40.2%

Fair Value

$244.26

Current Price

$146.02

$98.24 discount

UndervaluedFair: $244.26Overvalued
OSPNUndervalued (+87.5%)

Margin of Safety

+87.5%

Fair Value

$87.98

Current Price

$10.69

$77.29 discount

UndervaluedFair: $87.98Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ORCL6 strengths · Avg: 9.2/10
Market CapQuality
$423.04B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
57.6%10/10

Every $100 of equity generates 58 in profit

Operating MarginProfitability
32.7%10/10

Strong operational efficiency at 32.7%

Profit MarginProfitability
25.3%9/10

Keeps 25 of every $100 in revenue as profit

PEG RatioValuation
0.958/10

Growing faster than its price suggests

Revenue GrowthGrowth
21.7%8/10

Revenue surging 21.7% year-over-year

OSPN6 strengths · Avg: 9.7/10
P/E RatioValuation
5.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Return on EquityProfitability
30.1%10/10

Every $100 of equity generates 30 in profit

Profit MarginProfitability
30.0%10/10

Keeps 30 of every $100 in revenue as profit

EPS GrowthGrowth
57.4%10/10

Earnings expanding 57.4% YoY

PEG RatioValuation
0.728/10

Growing faster than its price suggests

Areas to Watch

ORCL4 concerns · Avg: 3.3/10
P/E RatioValuation
27.7x4/10

Moderate valuation

Price/BookValuation
12.5x4/10

Trading at 12.5x book value

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Free Cash FlowQuality
$-11.48B2/10

Negative free cash flow — burning cash

OSPN2 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.9%4/10

2.9% revenue growth

Market CapQuality
$412.59M3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : ORCL

The strongest argument for ORCL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 25.3% and operating margin at 32.7%. Revenue growth of 21.7% demonstrates continued momentum.

Bull Case : OSPN

The strongest argument for OSPN centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 30.0% and operating margin at 21.4%. PEG of 0.72 suggests the stock is reasonably priced for its growth.

Bear Case : ORCL

The primary concerns for ORCL are P/E Ratio, Price/Book, Piotroski F-Score. Debt-to-equity of 4.15 is elevated, increasing financial risk.

Bear Case : OSPN

The primary concerns for OSPN are Revenue Growth, Market Cap.

Key Dynamics to Monitor

ORCL profiles as a growth stock while OSPN is a value play — different risk/reward profiles.

ORCL carries more volatility with a beta of 1.65 — expect wider price swings.

ORCL is growing revenue faster at 21.7% — sustainability is the question.

OSPN generates stronger free cash flow (10M), providing more financial flexibility.

Bottom Line

OSPN scores higher overall (81/100 vs 76/100), backed by strong 30.0% margins. ORCL offers better value entry with a 40.2% margin of safety. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Oracle Corporation

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.

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OneSpan Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

OneSpan Inc. designs, develops and markets digital solutions for identity, security and business productivity globally. The company is headquartered in Chicago, Illinois.

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