WallStSmart

Novartis AG ADR (NVS)vsBio-Techne Corp (TECH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Novartis AG ADR generates 4573% more annual revenue ($56.58B vs $1.21B). NVS leads profitability with a 23.9% profit margin vs 9.1%. TECH appears more attractively valued with a PEG of 0.74. TECH earns a higher WallStSmart Score of 58/100 (C).

NVS

Hold

49

out of 100

Grade: D+

Growth: 3.3Profit: 9.0Value: 3.3Quality: 4.5
Piotroski: 4/9Altman Z: 1.96

TECH

Buy

58

out of 100

Grade: C

Growth: 5.3Profit: 6.5Value: 6.7Quality: 8.5
Piotroski: 3/9Altman Z: 3.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NVSSignificantly Overvalued (-62.1%)

Margin of Safety

-62.1%

Fair Value

$91.39

Current Price

$148.38

$56.99 premium

UndervaluedFair: $91.39Overvalued
TECHUndervalued (+68.6%)

Margin of Safety

+68.6%

Fair Value

$201.82

Current Price

$51.99

$149.83 discount

UndervaluedFair: $201.82Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NVS5 strengths · Avg: 9.4/10
Market CapQuality
$273.77B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
35.1%10/10

Every $100 of equity generates 35 in profit

Operating MarginProfitability
30.5%10/10

Strong operational efficiency at 30.5%

Profit MarginProfitability
23.9%9/10

Keeps 24 of every $100 in revenue as profit

Free Cash FlowQuality
$2.87B8/10

Generating 2.9B in free cash flow

TECH5 strengths · Avg: 9.0/10
EPS GrowthGrowth
128.6%10/10

Earnings expanding 128.6% YoY

Altman Z-ScoreHealth
3.2010/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.748/10

Growing faster than its price suggests

Operating MarginProfitability
25.2%8/10

Strong operational efficiency at 25.2%

Areas to Watch

NVS4 concerns · Avg: 2.8/10
Altman Z-ScoreHealth
1.964/10

Grey zone — moderate risk

Debt/EquityHealth
1.223/10

Elevated debt levels

PEG RatioValuation
3.932/10

Expensive relative to growth rate

Revenue GrowthGrowth
-0.7%2/10

Revenue declined 0.7%

TECH4 concerns · Avg: 2.5/10
Return on EquityProfitability
5.3%3/10

ROE of 5.3% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

P/E RatioValuation
77.1x2/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
-1.5%2/10

Revenue declined 1.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : NVS

The strongest argument for NVS centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 23.9% and operating margin at 30.5%.

Bull Case : TECH

The strongest argument for TECH centers on EPS Growth, Altman Z-Score, Debt/Equity. PEG of 0.74 suggests the stock is reasonably priced for its growth.

Bear Case : NVS

The primary concerns for NVS are Altman Z-Score, Debt/Equity, PEG Ratio.

Bear Case : TECH

The primary concerns for TECH are Return on Equity, Piotroski F-Score, P/E Ratio. A P/E of 77.1x leaves little room for execution misses.

Key Dynamics to Monitor

NVS profiles as a declining stock while TECH is a value play — different risk/reward profiles.

TECH carries more volatility with a beta of 1.36 — expect wider price swings.

NVS is growing revenue faster at -0.7% — sustainability is the question.

NVS generates stronger free cash flow (2.9B), providing more financial flexibility.

Bottom Line

TECH scores higher overall (58/100 vs 49/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Novartis AG ADR

HEALTHCARE · DRUG MANUFACTURERS - GENERAL · USA

Novartis AG researches, develops, manufactures and markets medical devices worldwide. The company is headquartered in Basel, Switzerland.

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Bio-Techne Corp

HEALTHCARE · BIOTECHNOLOGY · USA

Bio-Techne Corporation develops, manufactures, and sells life science reagents, instruments, and services for the global clinical diagnostic and research markets. The company is headquartered in Minneapolis, Minnesota.

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