WallStSmart

NRG Energy Inc. (NRG)vsThe York Water Company (YORW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NRG Energy Inc. generates 39608% more annual revenue ($33.12B vs $83.42M). YORW leads profitability with a 28.5% profit margin vs 2.6%. NRG appears more attractively valued with a PEG of 0.46. YORW earns a higher WallStSmart Score of 68/100 (B-).

NRG

Buy

60

out of 100

Grade: C+

Growth: 3.3Profit: 6.0Value: 6.3Quality: 4.0
Piotroski: 4/9Altman Z: 1.61

YORW

Strong Buy

68

out of 100

Grade: B-

Growth: 8.0Profit: 7.5Value: 4.7Quality: 3.5
Piotroski: 1/9Altman Z: 0.72
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for NRG.

YORWUndervalued (+4.5%)

Margin of Safety

+4.5%

Fair Value

$33.74

Current Price

$33.04

$0.70 discount

UndervaluedFair: $33.74Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NRG1 strengths · Avg: 10.0/10
PEG RatioValuation
0.4610/10

Growing faster than its price suggests

YORW5 strengths · Avg: 8.6/10
Operating MarginProfitability
42.3%10/10

Strong operational efficiency at 42.3%

Profit MarginProfitability
28.5%9/10

Keeps 29 of every $100 in revenue as profit

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
22.5%8/10

Revenue surging 22.5% year-over-year

EPS GrowthGrowth
37.0%8/10

Earnings expanding 37.0% YoY

Areas to Watch

NRG4 concerns · Avg: 3.3/10
P/E RatioValuation
31.2x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.614/10

Distress zone — elevated risk

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

EPS GrowthGrowth
-85.6%2/10

Earnings declined 85.6%

YORW4 concerns · Avg: 2.5/10
Market CapQuality
$552.58M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

PEG RatioValuation
4.102/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.722/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : NRG

The strongest argument for NRG centers on PEG Ratio. Revenue growth of 11.0% demonstrates continued momentum. PEG of 0.46 suggests the stock is reasonably priced for its growth.

Bull Case : YORW

The strongest argument for YORW centers on Operating Margin, Profit Margin, Price/Book. Profitability is solid with margins at 28.5% and operating margin at 42.3%. Revenue growth of 22.5% demonstrates continued momentum.

Bear Case : NRG

The primary concerns for NRG are P/E Ratio, Altman Z-Score, Profit Margin. Debt-to-equity of 4.83 is elevated, increasing financial risk. Thin 2.6% margins leave little buffer for downturns.

Bear Case : YORW

The primary concerns for YORW are Market Cap, Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

NRG profiles as a value stock while YORW is a growth play — different risk/reward profiles.

NRG carries more volatility with a beta of 1.17 — expect wider price swings.

YORW is growing revenue faster at 22.5% — sustainability is the question.

NRG generates stronger free cash flow (779M), providing more financial flexibility.

Bottom Line

YORW scores higher overall (68/100 vs 60/100), backed by strong 28.5% margins and 22.5% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

NRG Energy Inc.

UTILITIES · UTILITIES - INDEPENDENT POWER PRODUCERS · USA

NRG Energy, Inc. is a large American energy company, headquartered in Houston, Texas. It was formerly the wholesale arm of Northern States Power Company (NSP), which became Xcel Energy, but became independent in 2000. NRG Energy is involved in energy generation and retail electricity.

The York Water Company

UTILITIES · UTILITIES - REGULATED WATER · USA

The York Water Company seizes, purifies and distributes drinking water. The company is headquartered in York, Pennsylvania.

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