WallStSmart

NRG Energy Inc. (NRG)vsThe York Water Company (YORW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NRG Energy Inc. generates 40837% more annual revenue ($32.38B vs $79.11M). YORW leads profitability with a 26.8% profit margin vs 0.7%. NRG appears more attractively valued with a PEG of 0.43. YORW earns a higher WallStSmart Score of 61/100 (C+).

NRG

Buy

51

out of 100

Grade: C-

Growth: 4.0Profit: 4.0Value: 5.7Quality: 4.0
Piotroski: 4/9Altman Z: 1.61

YORW

Buy

61

out of 100

Grade: C+

Growth: 7.3Profit: 7.5Value: 4.7Quality: 3.0
Piotroski: 1/9Altman Z: 0.72
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for NRG.

YORWUndervalued (+0.0%)

Margin of Safety

+0.0%

Fair Value

$32.22

Current Price

$30.28

$1.94 discount

UndervaluedFair: $32.22Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NRG2 strengths · Avg: 9.0/10
PEG RatioValuation
0.4310/10

Growing faster than its price suggests

Revenue GrowthGrowth
19.5%8/10

19.5% revenue growth

YORW4 strengths · Avg: 8.8/10
Operating MarginProfitability
32.3%10/10

Strong operational efficiency at 32.3%

Profit MarginProfitability
26.8%9/10

Keeps 27 of every $100 in revenue as profit

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

EPS GrowthGrowth
32.0%8/10

Earnings expanding 32.0% YoY

Areas to Watch

NRG4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.614/10

Distress zone — elevated risk

Return on EquityProfitability
4.9%3/10

ROE of 4.9% — below average capital efficiency

Profit MarginProfitability
0.7%3/10

0.7% margin — thin

Operating MarginProfitability
3.6%3/10

Operating margin of 3.6%

YORW4 concerns · Avg: 2.5/10
Market CapQuality
$490.50M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

PEG RatioValuation
4.102/10

Expensive relative to growth rate

Free Cash FlowQuality
$-4.45M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : NRG

The strongest argument for NRG centers on PEG Ratio, Revenue Growth. Revenue growth of 19.5% demonstrates continued momentum. PEG of 0.43 suggests the stock is reasonably priced for its growth.

Bull Case : YORW

The strongest argument for YORW centers on Operating Margin, Profit Margin, Price/Book. Profitability is solid with margins at 26.8% and operating margin at 32.3%.

Bear Case : NRG

The primary concerns for NRG are Altman Z-Score, Return on Equity, Profit Margin. A P/E of 136.4x leaves little room for execution misses. Debt-to-equity of 4.79 is elevated, increasing financial risk.

Bear Case : YORW

The primary concerns for YORW are Market Cap, Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

NRG profiles as a growth stock while YORW is a mature play — different risk/reward profiles.

NRG carries more volatility with a beta of 1.22 — expect wider price swings.

NRG is growing revenue faster at 19.5% — sustainability is the question.

YORW generates stronger free cash flow (-4M), providing more financial flexibility.

Bottom Line

YORW scores higher overall (61/100 vs 51/100), backed by strong 26.8% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

NRG Energy Inc.

UTILITIES · UTILITIES - INDEPENDENT POWER PRODUCERS · USA

NRG Energy, Inc. is a large American energy company, headquartered in Houston, Texas. It was formerly the wholesale arm of Northern States Power Company (NSP), which became Xcel Energy, but became independent in 2000. NRG Energy is involved in energy generation and retail electricity.

The York Water Company

UTILITIES · UTILITIES - REGULATED WATER · USA

The York Water Company seizes, purifies and distributes drinking water. The company is headquartered in York, Pennsylvania.

Visit Website →

Want to dig deeper into these stocks?