Nerdwallet Inc (NRDS)vsReddit, Inc. (RDDT)
NRDS
Nerdwallet Inc
$10.67
+0.66%
COMMUNICATION SERVICES · Cap: $640.83M
RDDT
Reddit, Inc.
$134.67
-1.29%
COMMUNICATION SERVICES · Cap: $30.04B
Smart Verdict
WallStSmart Research — data-driven comparison
Reddit, Inc. generates 223% more annual revenue ($2.78B vs $860.00M). RDDT leads profitability with a 31.4% profit margin vs 7.6%. NRDS trades at a lower P/E of 11.1x. RDDT earns a higher WallStSmart Score of 77/100 (B+).
NRDS
Hold50
out of 100
Grade: D+
RDDT
Strong Buy77
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+49.4%
Fair Value
$19.12
Current Price
$10.67
$8.45 discount
Margin of Safety
-4.7%
Fair Value
$137.78
Current Price
$134.66
$3.12 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Reasonable price relative to book value
Keeps 31 of every $100 in revenue as profit
Revenue surging 61.1% year-over-year
Earnings expanding 177.8% YoY
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Every $100 of equity generates 27 in profit
Areas to Watch
Smaller company, higher risk/reward
7.6% margin — thin
Operating margin of 3.5%
Earnings declined 39.7%
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : NRDS
The strongest argument for NRDS centers on P/E Ratio, Debt/Equity, Altman Z-Score.
Bull Case : RDDT
The strongest argument for RDDT centers on Profit Margin, Revenue Growth, EPS Growth. Profitability is solid with margins at 31.4% and operating margin at 28.8%. Revenue growth of 61.1% demonstrates continued momentum.
Bear Case : NRDS
The primary concerns for NRDS are Market Cap, Profit Margin, Operating Margin.
Bear Case : RDDT
The primary concerns for RDDT are P/E Ratio.
Key Dynamics to Monitor
NRDS profiles as a value stock while RDDT is a growth play — different risk/reward profiles.
RDDT carries more volatility with a beta of 2.05 — expect wider price swings.
RDDT is growing revenue faster at 61.1% — sustainability is the question.
RDDT generates stronger free cash flow (261M), providing more financial flexibility.
Bottom Line
RDDT scores higher overall (77/100 vs 50/100), backed by strong 31.4% margins and 61.1% revenue growth. NRDS offers better value entry with a 49.4% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Nerdwallet Inc
COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA
NerdWallet, Inc. operates a digital platform that provides consumer-oriented advice on personal finance by connecting individuals and small and medium-sized businesses with providers of financial products. The company is headquartered in San Francisco, California.
Reddit, Inc.
COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA
Reddit, Inc. operates a website that organizes digital communities. The company is headquartered in San Francisco, California.
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