Nuveen Variable Rate Preferred & Income Fund (NPFD)vsWells Fargo & Company (WFC)
NPFD
Nuveen Variable Rate Preferred & Income Fund
$17.29
+0.35%
FINANCIAL SERVICES · Cap: $429.15M
WFC
Wells Fargo & Company
$83.87
+1.35%
FINANCIAL SERVICES · Cap: $246.49B
Smart Verdict
WallStSmart Research — data-driven comparison
Wells Fargo & Company generates 169261% more annual revenue ($83.03B vs $49.02M). NPFD leads profitability with a 61.6% profit margin vs 27.2%. WFC trades at a lower P/E of 11.8x. WFC earns a higher WallStSmart Score of 78/100 (B+).
NPFD
Hold48
out of 100
Grade: D+
WFC
Strong Buy78
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 62 of every $100 in revenue as profit
Strong operational efficiency at 83.8%
Attractively priced relative to earnings
Mega-cap, among the largest globally
Attractively priced relative to earnings
Strong operational efficiency at 37.4%
Keeps 27 of every $100 in revenue as profit
Reasonable price relative to book value
Earnings expanding 25.0% YoY
Areas to Watch
3.8% revenue growth
Smaller company, higher risk/reward
Weak financial health signals
Earnings declined 93.6%
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : NPFD
The strongest argument for NPFD centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 61.6% and operating margin at 83.8%.
Bull Case : WFC
The strongest argument for WFC centers on Market Cap, P/E Ratio, Operating Margin. Profitability is solid with margins at 27.2% and operating margin at 37.4%. PEG of 1.39 suggests the stock is reasonably priced for its growth.
Bear Case : NPFD
The primary concerns for NPFD are Revenue Growth, Market Cap, Piotroski F-Score.
Bear Case : WFC
The primary concerns for WFC are Altman Z-Score, Debt/Equity. Debt-to-equity of 2.55 is elevated, increasing financial risk.
Key Dynamics to Monitor
NPFD profiles as a value stock while WFC is a mature play — different risk/reward profiles.
WFC carries more volatility with a beta of 0.95 — expect wider price swings.
WFC is growing revenue faster at 9.5% — sustainability is the question.
WFC generates stronger free cash flow (6.8B), providing more financial flexibility.
Bottom Line
WFC scores higher overall (78/100 vs 48/100), backed by strong 27.2% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Nuveen Variable Rate Preferred & Income Fund
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
The Nuveen Variable Rate Preferred & Income Fund (NPFD) is a closed-end fund tailored for institutional investors aiming to achieve significant current income through a diversified portfolio of variable-rate preferred and income-generating securities. Managed by the esteemed investment management firm Nuveen, the fund prioritizes high-quality assets and employs a disciplined investment strategy to enhance risk-adjusted returns. By focusing on income stability amidst shifting interest rate conditions, NPFD presents an attractive opportunity to engage with the preferred securities market while effectively navigating income-related challenges.
Wells Fargo & Company
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.
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