Nuveen Variable Rate Preferred & Income Fund (NPFD)vsRoyal Bank of Canada (RY)
NPFD
Nuveen Variable Rate Preferred & Income Fund
$17.29
+0.35%
FINANCIAL SERVICES · Cap: $429.15M
RY
Royal Bank of Canada
$196.68
+1.48%
FINANCIAL SERVICES · Cap: $272.29B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 136879% more annual revenue ($67.15B vs $49.02M). NPFD leads profitability with a 61.6% profit margin vs 33.9%. NPFD trades at a lower P/E of 14.3x. RY earns a higher WallStSmart Score of 66/100 (B-).
NPFD
Hold48
out of 100
Grade: D+
RY
Strong Buy66
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 62 of every $100 in revenue as profit
Strong operational efficiency at 83.8%
Attractively priced relative to earnings
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
3.8% revenue growth
Smaller company, higher risk/reward
Weak financial health signals
Earnings declined 93.6%
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : NPFD
The strongest argument for NPFD centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 61.6% and operating margin at 83.8%.
Bull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.
Bear Case : NPFD
The primary concerns for NPFD are Revenue Growth, Market Cap, Piotroski F-Score.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.
Key Dynamics to Monitor
NPFD profiles as a value stock while RY is a mature play — different risk/reward profiles.
RY carries more volatility with a beta of 0.91 — expect wider price swings.
RY is growing revenue faster at 8.9% — sustainability is the question.
NPFD generates stronger free cash flow (24M), providing more financial flexibility.
Bottom Line
RY scores higher overall (66/100 vs 48/100), backed by strong 33.9% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Nuveen Variable Rate Preferred & Income Fund
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
The Nuveen Variable Rate Preferred & Income Fund (NPFD) is a closed-end fund tailored for institutional investors aiming to achieve significant current income through a diversified portfolio of variable-rate preferred and income-generating securities. Managed by the esteemed investment management firm Nuveen, the fund prioritizes high-quality assets and employs a disciplined investment strategy to enhance risk-adjusted returns. By focusing on income stability amidst shifting interest rate conditions, NPFD presents an attractive opportunity to engage with the preferred securities market while effectively navigating income-related challenges.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
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