WallStSmart

ServiceNow Inc (NOW)vsServiceTitan, Inc. Class A Common Stock (TTAN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ServiceNow Inc generates 1277% more annual revenue ($13.96B vs $1.01B). NOW leads profitability with a 12.6% profit margin vs -13.4%. NOW earns a higher WallStSmart Score of 59/100 (C).

NOW

Buy

59

out of 100

Grade: C

Growth: 7.3Profit: 6.0Value: 6.7Quality: 4.0
Piotroski: 1/9Altman Z: 1.65

TTAN

Avoid

33

out of 100

Grade: F

Growth: 7.3Profit: 2.0Value: 5.0Quality: 9.0
Piotroski: 4/9Altman Z: 3.70
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NOWUndervalued (+80.8%)

Margin of Safety

+80.8%

Fair Value

$602.92

Current Price

$115.76

$487.16 discount

UndervaluedFair: $602.92Overvalued

Intrinsic value data unavailable for TTAN.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NOW3 strengths · Avg: 8.3/10
Market CapQuality
$98.45B9/10

Large-cap with strong market position

PEG RatioValuation
0.898/10

Growing faster than its price suggests

Revenue GrowthGrowth
22.1%8/10

Revenue surging 22.1% year-over-year

TTAN3 strengths · Avg: 9.3/10
Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.7010/10

Safe zone — low bankruptcy risk

Revenue GrowthGrowth
24.6%8/10

Revenue surging 24.6% year-over-year

Areas to Watch

NOW4 concerns · Avg: 3.8/10
Price/BookValuation
10.2x4/10

Trading at 10.2x book value

EPS GrowthGrowth
2.3%4/10

2.3% earnings growth

Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

TTAN4 concerns · Avg: 2.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
-10.5%2/10

ROE of -10.5% — below average capital efficiency

Free Cash FlowQuality
$-9.58M2/10

Negative free cash flow — burning cash

Profit MarginProfitability
-13.4%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : NOW

The strongest argument for NOW centers on Market Cap, PEG Ratio, Revenue Growth. Revenue growth of 22.1% demonstrates continued momentum. PEG of 0.89 suggests the stock is reasonably priced for its growth.

Bull Case : TTAN

The strongest argument for TTAN centers on Debt/Equity, Altman Z-Score, Revenue Growth. Revenue growth of 24.6% demonstrates continued momentum.

Bear Case : NOW

The primary concerns for NOW are Price/Book, EPS Growth, Altman Z-Score. A P/E of 60.4x leaves little room for execution misses.

Bear Case : TTAN

The primary concerns for TTAN are EPS Growth, Return on Equity, Free Cash Flow.

Key Dynamics to Monitor

TTAN is growing revenue faster at 24.6% — sustainability is the question.

NOW generates stronger free cash flow (473M), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

NOW scores higher overall (59/100 vs 33/100) and 22.1% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ServiceNow Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.

ServiceTitan, Inc. Class A Common Stock

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceTitan, Inc. (TTAN) is a leading software platform designed to empower residential and commercial service contractors in the plumbing, HVAC, and electrical industries. By offering advanced tools for scheduling, invoicing, and customer relationship management, the company leverages data analytics and automation to significantly enhance operational efficiency and profitability. With a commitment to innovation and market expansion, ServiceTitan positions itself as a vital partner for contractors navigating today's dynamic competitive landscape, making it an attractive investment opportunity for institutional investors seeking to capitalize on the growing demand for technological solutions in the service sector.

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