WallStSmart

ServiceNow Inc (NOW)vsSS&C Technologies Holdings Inc (SSNC)

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Smart Verdict

WallStSmart Research — data-driven comparison

ServiceNow Inc generates 120% more annual revenue ($14.73B vs $6.69B). SSNC leads profitability with a 12.8% profit margin vs 11.3%. SSNC appears more attractively valued with a PEG of 0.77. SSNC earns a higher WallStSmart Score of 64/100 (C+).

NOW

Hold

47

out of 100

Grade: D+

Growth: 6.7Profit: 5.5Value: 6.0Quality: 4.0
Piotroski: 1/9Altman Z: 1.65

SSNC

Buy

64

out of 100

Grade: C+

Growth: 5.3Profit: 6.5Value: 8.0Quality: 3.5
Piotroski: 2/9Altman Z: 1.13
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NOWUndervalued (+74.4%)

Margin of Safety

+74.4%

Fair Value

$617.23

Current Price

$150.13

$467.10 discount

UndervaluedFair: $617.23Overvalued
SSNCUndervalued (+47.0%)

Margin of Safety

+47.0%

Fair Value

$137.52

Current Price

$80.49

$57.03 discount

UndervaluedFair: $137.52Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NOW2 strengths · Avg: 8.5/10
Market CapQuality
$146.78B9/10

Large-cap with strong market position

Revenue GrowthGrowth
24.0%8/10

Revenue surging 24.0% year-over-year

SSNC3 strengths · Avg: 8.0/10
PEG RatioValuation
0.778/10

Growing faster than its price suggests

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

Operating MarginProfitability
24.2%8/10

Strong operational efficiency at 24.2%

Areas to Watch

NOW4 concerns · Avg: 3.5/10
Price/BookValuation
12.4x4/10

Trading at 12.4x book value

Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Operating MarginProfitability
4.1%3/10

Operating margin of 4.1%

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

SSNC4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Debt/EquityHealth
1.143/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Altman Z-ScoreHealth
1.132/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : NOW

The strongest argument for NOW centers on Market Cap, Revenue Growth. Revenue growth of 24.0% demonstrates continued momentum. PEG of 1.01 suggests the stock is reasonably priced for its growth.

Bull Case : SSNC

The strongest argument for SSNC centers on PEG Ratio, Price/Book, Operating Margin. PEG of 0.77 suggests the stock is reasonably priced for its growth.

Bear Case : NOW

The primary concerns for NOW are Price/Book, Altman Z-Score, Operating Margin. A P/E of 88.7x leaves little room for execution misses.

Bear Case : SSNC

The primary concerns for SSNC are EPS Growth, Debt/Equity, Piotroski F-Score.

Key Dynamics to Monitor

NOW profiles as a growth stock while SSNC is a value play — different risk/reward profiles.

SSNC carries more volatility with a beta of 1.09 — expect wider price swings.

NOW is growing revenue faster at 24.0% — sustainability is the question.

NOW generates stronger free cash flow (473M), providing more financial flexibility.

Bottom Line

SSNC scores higher overall (64/100 vs 47/100). NOW offers better value entry with a 74.4% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ServiceNow Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.

SS&C Technologies Holdings Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SS&C Technologies Holdings, Inc. provides software products and software-enabled services to the healthcare and financial services industries. The company is headquartered in Windsor, Connecticut.

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