WallStSmart

ServiceNow Inc (NOW)vsRyde Group Ltd. (RYDE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ServiceNow Inc generates 108535% more annual revenue ($14.73B vs $13.56M). NOW leads profitability with a 11.3% profit margin vs -119.6%. NOW earns a higher WallStSmart Score of 49/100 (D+).

NOW

Hold

49

out of 100

Grade: D+

Growth: 6.7Profit: 5.5Value: 6.7Quality: 4.0
Piotroski: 1/9Altman Z: 1.65

RYDE

Avoid

23

out of 100

Grade: F

Growth: 7.3Profit: 2.0Value: 5.0Quality: 7.0
Piotroski: 4/9Altman Z: 0.49
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NOWUndervalued (+81.5%)

Margin of Safety

+81.5%

Fair Value

$634.69

Current Price

$117.35

$517.34 discount

UndervaluedFair: $634.69Overvalued

Intrinsic value data unavailable for RYDE.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NOW3 strengths · Avg: 8.3/10
Market CapQuality
$122.14B9/10

Large-cap with strong market position

PEG RatioValuation
0.998/10

Growing faster than its price suggests

Revenue GrowthGrowth
24.0%8/10

Revenue surging 24.0% year-over-year

RYDE2 strengths · Avg: 10.0/10
Revenue GrowthGrowth
38.8%10/10

Revenue surging 38.8% year-over-year

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Areas to Watch

NOW4 concerns · Avg: 3.5/10
Price/BookValuation
9.7x4/10

Trading at 9.7x book value

Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Operating MarginProfitability
4.1%3/10

Operating margin of 4.1%

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

RYDE4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$113.54M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-829.8%2/10

ROE of -829.8% — below average capital efficiency

Free Cash FlowQuality
$-21.41M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : NOW

The strongest argument for NOW centers on Market Cap, PEG Ratio, Revenue Growth. Revenue growth of 24.0% demonstrates continued momentum. PEG of 0.99 suggests the stock is reasonably priced for its growth.

Bull Case : RYDE

The strongest argument for RYDE centers on Revenue Growth, Debt/Equity. Revenue growth of 38.8% demonstrates continued momentum.

Bear Case : NOW

The primary concerns for NOW are Price/Book, Altman Z-Score, Operating Margin. A P/E of 72.0x leaves little room for execution misses.

Bear Case : RYDE

The primary concerns for RYDE are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

NOW profiles as a growth stock while RYDE is a hypergrowth play — different risk/reward profiles.

RYDE carries more volatility with a beta of 3.15 — expect wider price swings.

RYDE is growing revenue faster at 38.8% — sustainability is the question.

NOW generates stronger free cash flow (473M), providing more financial flexibility.

Bottom Line

NOW scores higher overall (49/100 vs 23/100) and 24.0% revenue growth. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ServiceNow Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.

Ryde Group Ltd.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Ryde Group Ltd engages in mobility and quick commerce businesses in Singapore. The company is headquartered in Singapore.

Visit Website →

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