WallStSmart

ServiceNow Inc (NOW)vsNETCLASS TECHNOLOGY INC Class A Ordinary Shares (NTCL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ServiceNow Inc generates 117657% more annual revenue ($14.73B vs $12.51M). NOW leads profitability with a 11.3% profit margin vs -94.6%. NOW earns a higher WallStSmart Score of 47/100 (D+).

NOW

Hold

47

out of 100

Grade: D+

Growth: 6.7Profit: 5.5Value: 6.0Quality: 4.0
Piotroski: 1/9Altman Z: 1.65

NTCL

Hold

41

out of 100

Grade: D

Growth: 6.0Profit: 2.0Value: 5.0Quality: 3.0
Piotroski: 1/9Altman Z: -2.24
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NOWUndervalued (+79.8%)

Margin of Safety

+79.8%

Fair Value

$629.45

Current Price

$125.80

$503.65 discount

UndervaluedFair: $629.45Overvalued

Intrinsic value data unavailable for NTCL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NOW2 strengths · Avg: 8.5/10
Market CapQuality
$121.69B9/10

Large-cap with strong market position

Revenue GrowthGrowth
24.0%8/10

Revenue surging 24.0% year-over-year

NTCL2 strengths · Avg: 10.0/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
74.0%10/10

Revenue surging 74.0% year-over-year

Areas to Watch

NOW4 concerns · Avg: 3.5/10
Price/BookValuation
10.4x4/10

Trading at 10.4x book value

Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Operating MarginProfitability
4.1%3/10

Operating margin of 4.1%

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

NTCL4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$3.09M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Return on EquityProfitability
-172.0%2/10

ROE of -172.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : NOW

The strongest argument for NOW centers on Market Cap, Revenue Growth. Revenue growth of 24.0% demonstrates continued momentum. PEG of 1.11 suggests the stock is reasonably priced for its growth.

Bull Case : NTCL

The strongest argument for NTCL centers on Price/Book, Revenue Growth. Revenue growth of 74.0% demonstrates continued momentum.

Bear Case : NOW

The primary concerns for NOW are Price/Book, Altman Z-Score, Operating Margin. A P/E of 77.4x leaves little room for execution misses.

Bear Case : NTCL

The primary concerns for NTCL are EPS Growth, Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

NOW profiles as a growth stock while NTCL is a hypergrowth play — different risk/reward profiles.

NTCL is growing revenue faster at 74.0% — sustainability is the question.

NOW generates stronger free cash flow (473M), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

NOW scores higher overall (47/100 vs 41/100) and 24.0% revenue growth. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ServiceNow Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.

NETCLASS TECHNOLOGY INC Class A Ordinary Shares

TECHNOLOGY · SOFTWARE - APPLICATION · USA

NetClass Technology Inc, offers IT solutions to schools, corporations, other institutions, and corporate customers in the People's Republic of China.

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