WallStSmart

ServiceNow Inc (NOW)vsNETCLASS TECHNOLOGY INC Class A Ordinary Shares (NTCL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ServiceNow Inc generates 142276% more annual revenue ($13.96B vs $9.80M). NOW leads profitability with a 12.6% profit margin vs -110.4%. NOW earns a higher WallStSmart Score of 59/100 (C).

NOW

Buy

59

out of 100

Grade: C

Growth: 7.3Profit: 6.0Value: 6.7Quality: 5.0
Piotroski: 1/9Altman Z: 1.65

NTCL

Avoid

28

out of 100

Grade: F

Growth: 3.3Profit: 2.0Value: 5.0Quality: 4.0
Piotroski: 1/9Altman Z: -2.24
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NOWUndervalued (+82.5%)

Margin of Safety

+82.5%

Fair Value

$608.08

Current Price

$106.32

$501.76 discount

UndervaluedFair: $608.08Overvalued

Intrinsic value data unavailable for NTCL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NOW5 strengths · Avg: 8.4/10
Market CapQuality
$101.42B9/10

Large-cap with strong market position

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.958/10

Growing faster than its price suggests

Revenue GrowthGrowth
22.1%8/10

Revenue surging 22.1% year-over-year

Free Cash FlowQuality
$1.53B8/10

Generating 1.5B in free cash flow

NTCL1 strengths · Avg: 10.0/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Areas to Watch

NOW4 concerns · Avg: 3.8/10
Price/BookValuation
9.4x4/10

Trading at 9.4x book value

EPS GrowthGrowth
2.3%4/10

2.3% earnings growth

Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

NTCL4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$5.98M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Return on EquityProfitability
-172.0%2/10

ROE of -172.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : NOW

The strongest argument for NOW centers on Market Cap, Debt/Equity, PEG Ratio. Revenue growth of 22.1% demonstrates continued momentum. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bull Case : NTCL

The strongest argument for NTCL centers on Price/Book.

Bear Case : NOW

The primary concerns for NOW are Price/Book, EPS Growth, Altman Z-Score. A P/E of 58.5x leaves little room for execution misses.

Bear Case : NTCL

The primary concerns for NTCL are EPS Growth, Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

NOW profiles as a growth stock while NTCL is a turnaround play — different risk/reward profiles.

NOW is growing revenue faster at 22.1% — sustainability is the question.

NOW generates stronger free cash flow (1.5B), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

NOW scores higher overall (59/100 vs 28/100) and 22.1% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ServiceNow Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.

NETCLASS TECHNOLOGY INC Class A Ordinary Shares

TECHNOLOGY · SOFTWARE - APPLICATION · USA

NetClass Technology Inc, offers IT solutions to schools, corporations, other institutions, and corporate customers in the People's Republic of China.

Want to dig deeper into these stocks?