Annaly Capital Management, Inc. (NLY)vsReady Capital Corp (RC)
NLY
Annaly Capital Management, Inc.
$21.31
+0.38%
REAL ESTATE · Cap: $17.12B
RC
Ready Capital Corp
$1.66
+1.84%
REAL ESTATE · Cap: $289.64M
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates -1304% more annual revenue ($3.25B vs $-270.31M). NLY leads profitability with a 90.7% profit margin vs 0.0%. RC appears more attractively valued with a PEG of 2.74. NLY earns a higher WallStSmart Score of 77/100 (B+).
NLY
Strong Buy77
out of 100
Grade: B+
RC
Buy54
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-8.8%
Fair Value
$20.96
Current Price
$21.31
$0.35 premium
Intrinsic value data unavailable for RC.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 91 of every $100 in revenue as profit
Strong operational efficiency at 91.6%
Revenue surging 479.4% year-over-year
Earnings expanding 3426.0% YoY
Reasonable price relative to book value
Strong operational efficiency at 350.0%
Earnings expanding 305.3% YoY
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
1.0% revenue growth
Smaller company, higher risk/reward
0.0% margin — thin
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 90.7% and operating margin at 91.6%. Revenue growth of 479.4% demonstrates continued momentum.
Bull Case : RC
The strongest argument for RC centers on Price/Book, Operating Margin, EPS Growth.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 7.38 is elevated, increasing financial risk.
Bear Case : RC
The primary concerns for RC are Revenue Growth, Market Cap, Profit Margin. Debt-to-equity of 3.74 is elevated, increasing financial risk.
Key Dynamics to Monitor
NLY profiles as a growth stock while RC is a value play — different risk/reward profiles.
RC carries more volatility with a beta of 1.53 — expect wider price swings.
NLY is growing revenue faster at 479.4% — sustainability is the question.
NLY generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
NLY scores higher overall (77/100 vs 54/100), backed by strong 90.7% margins and 479.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Ready Capital Corp
REAL ESTATE · REIT - MORTGAGE · USA
Ready Capital Corporation, is a real estate finance company in the United States. The company is headquartered in New York, New York.
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