Annaly Capital Management, Inc. (NLY)vsReady Capital Corp (RC)
NLY
Annaly Capital Management, Inc.
$18.23
-1.30%
REAL ESTATE · Cap: $13.79B
RC
Ready Capital Corp
$1.07
0.00%
REAL ESTATE · Cap: $180.41M
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates -615% more annual revenue ($1.39B vs $-270.31M). NLY leads profitability with a 80.3% profit margin vs 0.0%. RC appears more attractively valued with a PEG of 2.74. NLY earns a higher WallStSmart Score of 73/100 (B).
NLY
Strong Buy73
out of 100
Grade: B
RC
Buy54
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 80 of every $100 in revenue as profit
Strong operational efficiency at 107.3%
Revenue surging 479.4% year-over-year
Earnings expanding 3426.0% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 350.0%
Earnings expanding 305.3% YoY
Areas to Watch
ROE of 7.2% — below average capital efficiency
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
1.0% revenue growth
Smaller company, higher risk/reward
0.0% margin — thin
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : NLY
The strongest argument for NLY centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 80.3% and operating margin at 107.3%. Revenue growth of 479.4% demonstrates continued momentum.
Bull Case : RC
The strongest argument for RC centers on Price/Book, Operating Margin, EPS Growth.
Bear Case : NLY
The primary concerns for NLY are Return on Equity, Piotroski F-Score, PEG Ratio. Debt-to-equity of 8.04 is elevated, increasing financial risk.
Bear Case : RC
The primary concerns for RC are Revenue Growth, Market Cap, Profit Margin. Debt-to-equity of 3.74 is elevated, increasing financial risk.
Key Dynamics to Monitor
NLY profiles as a growth stock while RC is a value play — different risk/reward profiles.
RC carries more volatility with a beta of 1.60 — expect wider price swings.
NLY is growing revenue faster at 479.4% — sustainability is the question.
NLY generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
NLY scores higher overall (73/100 vs 54/100), backed by strong 80.3% margins and 479.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Ready Capital Corp
REAL ESTATE · REIT - MORTGAGE · USA
Ready Capital Corporation, is a real estate finance company in the United States. The company is headquartered in New York, New York.
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