Annaly Capital Management, Inc. (NLY)vsReady Capital Corp (RC)
NLY
Annaly Capital Management, Inc.
$21.22
-0.24%
REAL ESTATE · Cap: $16.12B
RC
Ready Capital Corp
$1.72
+10.26%
REAL ESTATE · Cap: $274.80M
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates -1150% more annual revenue ($2.50B vs $-238.20M). NLY leads profitability with a 87.4% profit margin vs 0.0%. RC appears more attractively valued with a PEG of 2.74. NLY earns a higher WallStSmart Score of 77/100 (B+).
NLY
Strong Buy77
out of 100
Grade: B+
RC
Buy54
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-37.9%
Fair Value
$16.54
Current Price
$21.22
$4.68 premium
Intrinsic value data unavailable for RC.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 87 of every $100 in revenue as profit
Strong operational efficiency at 81.0%
Revenue surging 48.8% year-over-year
Earnings expanding 122.5% YoY
Reasonable price relative to book value
Strong operational efficiency at 162.7%
Earnings expanding 305.3% YoY
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
1.0% revenue growth
Smaller company, higher risk/reward
0.0% margin — thin
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 87.4% and operating margin at 81.0%. Revenue growth of 48.8% demonstrates continued momentum.
Bull Case : RC
The strongest argument for RC centers on Price/Book, Operating Margin, EPS Growth.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Free Cash Flow. Debt-to-equity of 7.18 is elevated, increasing financial risk.
Bear Case : RC
The primary concerns for RC are Revenue Growth, Market Cap, Profit Margin. Debt-to-equity of 3.43 is elevated, increasing financial risk.
Key Dynamics to Monitor
NLY profiles as a growth stock while RC is a value play — different risk/reward profiles.
RC carries more volatility with a beta of 1.49 — expect wider price swings.
NLY is growing revenue faster at 48.8% — sustainability is the question.
RC generates stronger free cash flow (590M), providing more financial flexibility.
Bottom Line
NLY scores higher overall (77/100 vs 54/100), backed by strong 87.4% margins and 48.8% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Ready Capital Corp
REAL ESTATE · REIT - MORTGAGE · USA
Ready Capital Corporation, is a real estate finance company in the United States. The company is headquartered in New York, New York.
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