Annaly Capital Management, Inc. (NLY)vsNexpoint Real Estate Finance Inc (NREF)
NLY
Annaly Capital Management, Inc.
$22.75
-0.13%
REAL ESTATE · Cap: $17.12B
NREF
Nexpoint Real Estate Finance Inc
$17.19
-0.81%
REAL ESTATE · Cap: $388.59M
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 1991% more annual revenue ($3.25B vs $155.63M). NLY leads profitability with a 90.7% profit margin vs 66.5%. NLY trades at a lower P/E of 5.5x. NLY earns a higher WallStSmart Score of 77/100 (B+).
NLY
Strong Buy77
out of 100
Grade: B+
NREF
Buy58
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-8.7%
Fair Value
$20.99
Current Price
$22.75
$1.76 premium
Margin of Safety
+62.1%
Fair Value
$39.37
Current Price
$17.19
$22.18 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 91 of every $100 in revenue as profit
Strong operational efficiency at 91.6%
Revenue surging 479.4% year-over-year
Earnings expanding 3426.0% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 67 of every $100 in revenue as profit
Strong operational efficiency at 69.4%
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Smaller company, higher risk/reward
Revenue declined 4.8%
Earnings declined 39.2%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 90.7% and operating margin at 91.6%. Revenue growth of 479.4% demonstrates continued momentum.
Bull Case : NREF
The strongest argument for NREF centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 66.5% and operating margin at 69.4%.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Free Cash Flow. Debt-to-equity of 7.38 is elevated, increasing financial risk.
Bear Case : NREF
The primary concerns for NREF are Market Cap, Revenue Growth, EPS Growth. Debt-to-equity of 11.20 is elevated, increasing financial risk.
Key Dynamics to Monitor
NLY profiles as a growth stock while NREF is a declining play — different risk/reward profiles.
NLY carries more volatility with a beta of 1.24 — expect wider price swings.
NLY is growing revenue faster at 479.4% — sustainability is the question.
NREF generates stronger free cash flow (9M), providing more financial flexibility.
Bottom Line
NLY scores higher overall (77/100 vs 58/100), backed by strong 90.7% margins and 479.4% revenue growth. NREF offers better value entry with a 62.1% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Nexpoint Real Estate Finance Inc
REAL ESTATE · REIT - MORTGAGE · USA
NexPoint Real Estate Finance, Inc. is a real estate finance company in the United States. The company is headquartered in Dallas, Texas.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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