Annaly Capital Management, Inc. (NLY)vsNexpoint Real Estate Finance Inc (NREF)
NLY
Annaly Capital Management, Inc.
$21.41
+1.57%
REAL ESTATE · Cap: $15.14B
NREF
Nexpoint Real Estate Finance Inc
$13.37
+1.75%
REAL ESTATE · Cap: $311.21M
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 1471% more annual revenue ($2.38B vs $151.56M). NLY leads profitability with a 85.1% profit margin vs 63.6%. NREF trades at a lower P/E of 4.5x. NREF earns a higher WallStSmart Score of 78/100 (B+).
NLY
Strong Buy75
out of 100
Grade: B
NREF
Strong Buy78
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+83.2%
Fair Value
$135.72
Current Price
$21.41
$114.31 discount
Margin of Safety
+89.1%
Fair Value
$136.19
Current Price
$13.37
$122.82 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 85 of every $100 in revenue as profit
Strong operational efficiency at 93.7%
Revenue surging 113.9% year-over-year
Earnings expanding 81.1% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 64 of every $100 in revenue as profit
Strong operational efficiency at 77.0%
Revenue surging 39.5% year-over-year
Earnings expanding 108.5% YoY
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 85.1% and operating margin at 93.7%. Revenue growth of 113.9% demonstrates continued momentum.
Bull Case : NREF
The strongest argument for NREF centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 63.6% and operating margin at 77.0%. Revenue growth of 39.5% demonstrates continued momentum.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 6.95 is elevated, increasing financial risk.
Bear Case : NREF
The primary concerns for NREF are Market Cap, Debt/Equity. Debt-to-equity of 11.92 is elevated, increasing financial risk.
Key Dynamics to Monitor
NLY carries more volatility with a beta of 1.30 — expect wider price swings.
NLY is growing revenue faster at 113.9% — sustainability is the question.
NLY generates stronger free cash flow (472M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NREF scores higher overall (78/100 vs 75/100), backed by strong 63.6% margins and 39.5% revenue growth. NLY offers better value entry with a 83.2% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Nexpoint Real Estate Finance Inc
REAL ESTATE · REIT - MORTGAGE · USA
NexPoint Real Estate Finance, Inc. is a real estate finance company in the United States. The company is headquartered in Dallas, Texas.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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