Annaly Capital Management, Inc. (NLY)vsNexpoint Real Estate Finance Inc (NREF)
NLY
Annaly Capital Management, Inc.
$21.22
-0.24%
REAL ESTATE · Cap: $16.12B
NREF
Nexpoint Real Estate Finance Inc
$15.80
+1.87%
REAL ESTATE · Cap: $363.94M
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 1507% more annual revenue ($2.50B vs $155.63M). NLY leads profitability with a 87.4% profit margin vs 66.5%. NREF trades at a lower P/E of 6.2x. NLY earns a higher WallStSmart Score of 77/100 (B+).
NLY
Strong Buy77
out of 100
Grade: B+
NREF
Buy58
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-37.8%
Fair Value
$16.55
Current Price
$21.22
$4.67 premium
Margin of Safety
+63.3%
Fair Value
$40.54
Current Price
$15.80
$24.74 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 87 of every $100 in revenue as profit
Strong operational efficiency at 81.0%
Revenue surging 48.8% year-over-year
Earnings expanding 122.5% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 67 of every $100 in revenue as profit
Strong operational efficiency at 69.4%
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Smaller company, higher risk/reward
Revenue declined 4.8%
Earnings declined 39.2%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 87.4% and operating margin at 81.0%. Revenue growth of 48.8% demonstrates continued momentum.
Bull Case : NREF
The strongest argument for NREF centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 66.5% and operating margin at 69.4%.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Free Cash Flow. Debt-to-equity of 7.18 is elevated, increasing financial risk.
Bear Case : NREF
The primary concerns for NREF are Market Cap, Revenue Growth, EPS Growth. Debt-to-equity of 5.68 is elevated, increasing financial risk.
Key Dynamics to Monitor
NLY profiles as a growth stock while NREF is a declining play — different risk/reward profiles.
NLY carries more volatility with a beta of 1.25 — expect wider price swings.
NLY is growing revenue faster at 48.8% — sustainability is the question.
NREF generates stronger free cash flow (9M), providing more financial flexibility.
Bottom Line
NLY scores higher overall (77/100 vs 58/100), backed by strong 87.4% margins and 48.8% revenue growth. NREF offers better value entry with a 63.3% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Nexpoint Real Estate Finance Inc
REAL ESTATE · REIT - MORTGAGE · USA
NexPoint Real Estate Finance, Inc. is a real estate finance company in the United States. The company is headquartered in Dallas, Texas.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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