Annaly Capital Management, Inc. (NLY)vsNexpoint Real Estate Finance Inc (NREF)
NLY
Annaly Capital Management, Inc.
$18.49
+1.43%
REAL ESTATE · Cap: $13.79B
NREF
Nexpoint Real Estate Finance Inc
$14.97
-0.93%
REAL ESTATE · Cap: $359.56M
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 820% more annual revenue ($1.39B vs $151.29M). NLY leads profitability with a 80.3% profit margin vs 66.6%. NREF trades at a lower P/E of 6.8x. NLY earns a higher WallStSmart Score of 73/100 (B).
NLY
Strong Buy73
out of 100
Grade: B
NREF
Buy56
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for NLY.
Margin of Safety
+59.6%
Fair Value
$36.87
Current Price
$14.97
$21.90 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 80 of every $100 in revenue as profit
Strong operational efficiency at 107.3%
Revenue surging 479.4% year-over-year
Earnings expanding 3426.0% YoY
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 67 of every $100 in revenue as profit
Strong operational efficiency at 63.3%
Every $100 of equity generates 27 in profit
Areas to Watch
ROE of 7.2% — below average capital efficiency
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Smaller company, higher risk/reward
Revenue declined 13.7%
Earnings declined 46.8%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : NLY
The strongest argument for NLY centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 80.3% and operating margin at 107.3%. Revenue growth of 479.4% demonstrates continued momentum.
Bull Case : NREF
The strongest argument for NREF centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 66.6% and operating margin at 63.3%.
Bear Case : NLY
The primary concerns for NLY are Return on Equity, Piotroski F-Score, PEG Ratio. Debt-to-equity of 8.04 is elevated, increasing financial risk.
Bear Case : NREF
The primary concerns for NREF are Market Cap, Revenue Growth, EPS Growth. Debt-to-equity of 11.79 is elevated, increasing financial risk.
Key Dynamics to Monitor
NLY profiles as a growth stock while NREF is a declining play — different risk/reward profiles.
NLY carries more volatility with a beta of 1.28 — expect wider price swings.
NLY is growing revenue faster at 479.4% — sustainability is the question.
NLY generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
NLY scores higher overall (73/100 vs 56/100), backed by strong 80.3% margins and 479.4% revenue growth. NREF offers better value entry with a 59.6% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Nexpoint Real Estate Finance Inc
REAL ESTATE · REIT - MORTGAGE · USA
NexPoint Real Estate Finance, Inc. is a real estate finance company in the United States. The company is headquartered in Dallas, Texas.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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