WallStSmart

NewtekOne, Inc. 8.00% Fixed Rate Senior Notes due 2028 (NEWTI)vsTri-Continental Corporation PFD $2.50 (TY-P)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TY-P leads profitability with a 0.0% profit margin vs 0.0%. TY-P earns a higher WallStSmart Score of 20/100 (F).

NEWTI

Avoid

18

out of 100

Grade: F

Growth: 6.0Profit: 4.0Value: 5.0Quality: 4.0
Piotroski: 2/9

TY-P

Avoid

20

out of 100

Grade: F

Growth: 4.3Profit: 4.0Value: 5.0Quality: 7.3
Piotroski: 2/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NEWTI0 strengths · Avg: 0/10

No standout strengths identified

TY-P1 strengths · Avg: 10.0/10
Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Areas to Watch

NEWTI4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$426.24M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

TY-P4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : NEWTI

NEWTI has a balanced fundamental profile.

Bull Case : TY-P

The strongest argument for TY-P centers on Debt/Equity.

Bear Case : NEWTI

The primary concerns for NEWTI are Revenue Growth, EPS Growth, Market Cap. Debt-to-equity of 5.64 is elevated, increasing financial risk.

Bear Case : TY-P

The primary concerns for TY-P are Revenue Growth, EPS Growth, Return on Equity.

Key Dynamics to Monitor

TY-P is growing revenue faster at 0.0% — sustainability is the question.

Monitor OTHER industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TY-P scores higher overall (20/100 vs 18/100). Both earn "Avoid" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

NewtekOne, Inc. 8.00% Fixed Rate Senior Notes due 2028

OTHER · OTHER · USA

NewtekOne, Inc. (NEWTI) is a leading financial technology firm committed to empowering small and medium-sized enterprises (SMEs) through innovative capital solutions and a wide array of services, including payment processing, lending, and operational support. The company holds 8.00% Fixed Rate Senior Notes maturing in 2028, reflecting its strong commitment to delivering attractive returns for investors. By leveraging its extensive industry expertise and focus on technological advancement, NewtekOne is strategically positioned to capitalize on emerging market trends, thereby driving growth and enhancing shareholder value in an increasingly competitive landscape.

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Tri-Continental Corporation PFD $2.50

OTHER · OTHER · USA

Tri Continental Corporation Preferred Stock

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