WallStSmart

Cloudflare Inc (NET)vsRoyal Bank of Canada (RY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Royal Bank of Canada generates 2826% more annual revenue ($63.42B vs $2.17B). RY leads profitability with a 33.1% profit margin vs -4.7%. RY appears more attractively valued with a PEG of 2.30. RY earns a higher WallStSmart Score of 68/100 (B-).

NET

Hold

35

out of 100

Grade: F

Growth: 8.0Profit: 2.0Value: 4.3Quality: 5.0

RY

Strong Buy

68

out of 100

Grade: B-

Growth: 7.3Profit: 8.0Value: 5.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NETOvervalued (-14.2%)

Margin of Safety

-14.2%

Fair Value

$165.80

Current Price

$204.97

$39.17 premium

UndervaluedFair: $165.80Overvalued

Intrinsic value data unavailable for RY.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NET2 strengths · Avg: 9.5/10
Revenue GrowthGrowth
33.6%10/10

Revenue surging 33.6% year-over-year

Market CapQuality
$72.88B9/10

Large-cap with strong market position

RY6 strengths · Avg: 9.3/10
Market CapQuality
$243.80B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.1%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
46.2%10/10

Strong operational efficiency at 46.2%

Free Cash FlowQuality
$37.30B10/10

Generating 37.3B in free cash flow

P/E RatioValuation
16.5x8/10

Attractively priced relative to earnings

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Areas to Watch

NET4 concerns · Avg: 3.0/10
PEG RatioValuation
2.384/10

Expensive relative to growth rate

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Price/BookValuation
49.4x2/10

Trading at 49.4x book value

Return on EquityProfitability
-8.2%2/10

ROE of -8.2% — below average capital efficiency

RY1 concerns · Avg: 4.0/10
PEG RatioValuation
2.304/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : NET

The strongest argument for NET centers on Revenue Growth, Market Cap. Revenue growth of 33.6% demonstrates continued momentum.

Bull Case : RY

The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.

Bear Case : NET

The primary concerns for NET are PEG Ratio, EPS Growth, Price/Book.

Bear Case : RY

The primary concerns for RY are PEG Ratio.

Key Dynamics to Monitor

NET profiles as a hypergrowth stock while RY is a mature play — different risk/reward profiles.

NET carries more volatility with a beta of 1.88 — expect wider price swings.

NET is growing revenue faster at 33.6% — sustainability is the question.

RY generates stronger free cash flow (37.3B), providing more financial flexibility.

Bottom Line

RY scores higher overall (68/100 vs 35/100), backed by strong 33.1% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cloudflare Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

CloudFlare, Inc. operates a cloud platform that offers a range of network services to companies around the world. The company is headquartered in San Francisco, California.

Royal Bank of Canada

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.

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