WallStSmart

Match Group Inc (MTCH)vsSpotify Technology SA (SPOT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Spotify Technology SA generates 398% more annual revenue ($17.53B vs $3.52B). MTCH leads profitability with a 18.8% profit margin vs 15.4%. MTCH appears more attractively valued with a PEG of 0.32. MTCH earns a higher WallStSmart Score of 71/100 (B).

MTCH

Strong Buy

71

out of 100

Grade: B

Growth: 6.0Profit: 9.5Value: 9.3Quality: 6.5
Piotroski: 6/9Altman Z: -0.32

SPOT

Buy

64

out of 100

Grade: C+

Growth: 8.0Profit: 8.5Value: 3.3Quality: 8.0
Piotroski: 4/9Altman Z: 2.66
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MTCHUndervalued (+33.0%)

Margin of Safety

+33.0%

Fair Value

$46.84

Current Price

$34.42

$12.42 discount

UndervaluedFair: $46.84Overvalued
SPOTSignificantly Overvalued (-65.0%)

Margin of Safety

-65.0%

Fair Value

$295.16

Current Price

$496.95

$201.79 premium

UndervaluedFair: $295.16Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MTCH6 strengths · Avg: 9.3/10
PEG RatioValuation
0.3210/10

Growing faster than its price suggests

Return on EquityProfitability
49.9%10/10

Every $100 of equity generates 50 in profit

EPS GrowthGrowth
52.0%10/10

Earnings expanding 52.0% YoY

Debt/EquityHealth
-18.2210/10

Conservative balance sheet, low leverage

P/E RatioValuation
13.3x8/10

Attractively priced relative to earnings

Operating MarginProfitability
27.4%8/10

Strong operational efficiency at 27.4%

SPOT4 strengths · Avg: 9.8/10
Return on EquityProfitability
33.8%10/10

Every $100 of equity generates 34 in profit

EPS GrowthGrowth
222.4%10/10

Earnings expanding 222.4% YoY

Debt/EquityHealth
0.0610/10

Conservative balance sheet, low leverage

Market CapQuality
$99.11B9/10

Large-cap with strong market position

Areas to Watch

MTCH2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
3.9%4/10

3.9% revenue growth

Altman Z-ScoreHealth
-0.322/10

Distress zone — elevated risk

SPOT3 concerns · Avg: 4.0/10
PEG RatioValuation
1.634/10

Expensive relative to growth rate

P/E RatioValuation
32.5x4/10

Premium valuation, high expectations priced in

Price/BookValuation
10.4x4/10

Trading at 10.4x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : MTCH

The strongest argument for MTCH centers on PEG Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 18.8% and operating margin at 27.4%. PEG of 0.32 suggests the stock is reasonably priced for its growth.

Bull Case : SPOT

The strongest argument for SPOT centers on Return on Equity, EPS Growth, Debt/Equity. Profitability is solid with margins at 15.4% and operating margin at 15.8%.

Bear Case : MTCH

The primary concerns for MTCH are Revenue Growth, Altman Z-Score.

Bear Case : SPOT

The primary concerns for SPOT are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

MTCH profiles as a value stock while SPOT is a mature play — different risk/reward profiles.

SPOT carries more volatility with a beta of 1.55 — expect wider price swings.

SPOT is growing revenue faster at 8.2% — sustainability is the question.

SPOT generates stronger free cash flow (845M), providing more financial flexibility.

Bottom Line

MTCH scores higher overall (71/100 vs 64/100), backed by strong 18.8% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Match Group Inc

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

Match Group, Inc. offers dating products globally. The company is headquartered in Dallas, Texas.

Spotify Technology SA

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

Spotify Technology SA, provides audio streaming services worldwide. The company is headquartered in Luxembourg, Luxembourg.

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