WallStSmart

Monday.Com Ltd (MNDY)vsMicrosoft Corporation (MSFT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Microsoft Corporation generates 24363% more annual revenue ($318.27B vs $1.30B). MSFT leads profitability with a 39.3% profit margin vs 9.2%. MNDY appears more attractively valued with a PEG of 0.28. MSFT earns a higher WallStSmart Score of 72/100 (B).

MNDY

Buy

61

out of 100

Grade: C+

Growth: 8.0Profit: 5.5Value: 8.0Quality: 7.0
Piotroski: 3/9Altman Z: 1.87

MSFT

Strong Buy

72

out of 100

Grade: B

Growth: 8.0Profit: 9.5Value: 4.7Quality: 6.5
Piotroski: 4/9Altman Z: 2.51
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MNDYUndervalued (+37.9%)

Margin of Safety

+37.9%

Fair Value

$117.74

Current Price

$76.91

$40.83 discount

UndervaluedFair: $117.74Overvalued
MSFTSignificantly Overvalued (-72.4%)

Margin of Safety

-72.4%

Fair Value

$240.84

Current Price

$407.77

$166.93 premium

UndervaluedFair: $240.84Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MNDY3 strengths · Avg: 9.0/10
PEG RatioValuation
0.2810/10

Growing faster than its price suggests

Debt/EquityHealth
0.259/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
24.5%8/10

Revenue surging 24.5% year-over-year

MSFT6 strengths · Avg: 9.7/10
Market CapQuality
$3.13T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
34.0%10/10

Every $100 of equity generates 34 in profit

Profit MarginProfitability
39.3%10/10

Keeps 39 of every $100 in revenue as profit

Operating MarginProfitability
46.3%10/10

Strong operational efficiency at 46.3%

Free Cash FlowQuality
$15.80B10/10

Generating 15.8B in free cash flow

Revenue GrowthGrowth
18.3%8/10

18.3% revenue growth

Areas to Watch

MNDY3 concerns · Avg: 3.7/10
P/E RatioValuation
34.3x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.874/10

Grey zone — moderate risk

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

MSFT1 concerns · Avg: 4.0/10
P/E RatioValuation
25.0x4/10

Moderate valuation

Comparative Analysis Report

WallStSmart Research

Bull Case : MNDY

The strongest argument for MNDY centers on PEG Ratio, Debt/Equity, Revenue Growth. Revenue growth of 24.5% demonstrates continued momentum. PEG of 0.28 suggests the stock is reasonably priced for its growth.

Bull Case : MSFT

The strongest argument for MSFT centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 39.3% and operating margin at 46.3%. Revenue growth of 18.3% demonstrates continued momentum.

Bear Case : MNDY

The primary concerns for MNDY are P/E Ratio, Altman Z-Score, Piotroski F-Score.

Bear Case : MSFT

The primary concerns for MSFT are P/E Ratio.

Key Dynamics to Monitor

MNDY carries more volatility with a beta of 1.16 — expect wider price swings.

MNDY is growing revenue faster at 24.5% — sustainability is the question.

MSFT generates stronger free cash flow (15.8B), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MSFT scores higher overall (72/100 vs 61/100), backed by strong 39.3% margins and 18.3% revenue growth. MNDY offers better value entry with a 37.9% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Monday.Com Ltd

TECHNOLOGY · SOFTWARE - APPLICATION · USA

monday.com Ltd. develops and markets a team management platform for organizations and businesses. The company is headquartered in Tel Aviv-Yafo, Israel with additional offices in New York, New York; London, United Kingdom; Sydney, Australia; Miami, Florida; and San Francisco, California.

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Microsoft Corporation

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Microsoft Corporation is an American multinational technology company which produces computer software, consumer electronics, personal computers, and related services. Its best known software products are the Microsoft Windows line of operating systems, the Microsoft Office suite, and the Internet Explorer and Edge web browsers. Its flagship hardware products are the Xbox video game consoles and the Microsoft Surface lineup of touchscreen personal computers. Microsoft ranked No. 21 in the 2020 Fortune 500 rankings of the largest United States corporations by total revenue; it was the world's largest software maker by revenue as of 2016. It is considered one of the Big Five companies in the U.S. information technology industry, along with Google, Apple, Amazon, and Facebook.

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