WallStSmart

Mitek Systems, Inc. (MITK)vsUber Technologies Inc (UBER)

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Smart Verdict

WallStSmart Research — data-driven comparison

Uber Technologies Inc generates 27806% more annual revenue ($55.23B vs $197.90M). UBER leads profitability with a 17.3% profit margin vs 11.4%. MITK appears more attractively valued with a PEG of 1.28. UBER earns a higher WallStSmart Score of 64/100 (C+).

MITK

Buy

62

out of 100

Grade: C+

Growth: 8.0Profit: 6.5Value: 6.7Quality: 6.5
Piotroski: 3/9Altman Z: 1.23

UBER

Buy

64

out of 100

Grade: C+

Growth: 8.0Profit: 7.5Value: 5.3Quality: 4.5
Piotroski: 4/9Altman Z: 1.47
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MITKUndervalued (+74.6%)

Margin of Safety

+74.6%

Fair Value

$43.86

Current Price

$16.88

$26.98 discount

UndervaluedFair: $43.86Overvalued
UBERUndervalued (+2.9%)

Margin of Safety

+2.9%

Fair Value

$71.39

Current Price

$71.22

$0.17 discount

UndervaluedFair: $71.39Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MITK4 strengths · Avg: 8.8/10
EPS GrowthGrowth
240.0%10/10

Earnings expanding 240.0% YoY

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

Operating MarginProfitability
21.4%8/10

Strong operational efficiency at 21.4%

Revenue GrowthGrowth
18.2%8/10

18.2% revenue growth

UBER5 strengths · Avg: 9.0/10
Return on EquityProfitability
35.1%10/10

Every $100 of equity generates 35 in profit

EPS GrowthGrowth
85.5%10/10

Earnings expanding 85.5% YoY

Market CapQuality
$141.10B9/10

Large-cap with strong market position

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.79B8/10

Generating 2.8B in free cash flow

Areas to Watch

MITK4 concerns · Avg: 3.0/10
P/E RatioValuation
37.7x4/10

Premium valuation, high expectations priced in

Market CapQuality
$798.67M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
1.232/10

Distress zone — elevated risk

UBER2 concerns · Avg: 2.0/10
PEG RatioValuation
5.922/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.472/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : MITK

The strongest argument for MITK centers on EPS Growth, Debt/Equity, Operating Margin. Revenue growth of 18.2% demonstrates continued momentum. PEG of 1.28 suggests the stock is reasonably priced for its growth.

Bull Case : UBER

The strongest argument for UBER centers on Return on Equity, EPS Growth, Market Cap. Profitability is solid with margins at 17.3% and operating margin at 13.3%. Revenue growth of 12.2% demonstrates continued momentum.

Bear Case : MITK

The primary concerns for MITK are P/E Ratio, Market Cap, Piotroski F-Score.

Bear Case : UBER

The primary concerns for UBER are PEG Ratio, Altman Z-Score.

Key Dynamics to Monitor

MITK profiles as a growth stock while UBER is a mature play — different risk/reward profiles.

UBER carries more volatility with a beta of 1.26 — expect wider price swings.

MITK is growing revenue faster at 18.2% — sustainability is the question.

UBER generates stronger free cash flow (2.8B), providing more financial flexibility.

Bottom Line

UBER scores higher overall (64/100 vs 62/100), backed by strong 17.3% margins and 12.2% revenue growth. MITK offers better value entry with a 74.6% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Mitek Systems, Inc.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Mitek Systems, Inc. develops, markets, and sells mobile imaging and digital identity verification solutions in the United States, Europe, Latin America, and internationally. The company is headquartered in San Diego, California.

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Uber Technologies Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Uber Technologies, Inc., commonly known as Uber, is an American technology company. Its services include ride-hailing, food delivery (Uber Eats), package delivery, couriers, freight transportation, and, through a partnership with Lime, electric bicycle and motorized scooter rental. The company is based in San Francisco, California.

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