WallStSmart

McGrath RentCorp (MGRC)vsU-Haul Holding Company (UHAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

U-Haul Holding Company generates 537% more annual revenue ($6.04B vs $947.36M). MGRC leads profitability with a 16.4% profit margin vs 1.4%. MGRC appears more attractively valued with a PEG of 1.16. MGRC earns a higher WallStSmart Score of 59/100 (C).

MGRC

Buy

59

out of 100

Grade: C

Growth: 4.7Profit: 7.0Value: 4.7Quality: 6.0
Piotroski: 4/9Altman Z: 2.10

UHAL

Hold

40

out of 100

Grade: D

Growth: 3.3Profit: 3.5Value: 5.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MGRCSignificantly Overvalued (-48.3%)

Margin of Safety

-48.3%

Fair Value

$77.97

Current Price

$108.88

$30.91 premium

UndervaluedFair: $77.97Overvalued
UHALUndervalued (+86.6%)

Margin of Safety

+86.6%

Fair Value

$362.93

Current Price

$57.74

$305.19 discount

UndervaluedFair: $362.93Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MGRC2 strengths · Avg: 8.0/10
Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Operating MarginProfitability
21.9%8/10

Strong operational efficiency at 21.9%

UHAL1 strengths · Avg: 10.0/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Areas to Watch

MGRC2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.6%4/10

1.6% revenue growth

EPS GrowthGrowth
-4.3%2/10

Earnings declined 4.3%

UHAL4 concerns · Avg: 3.5/10
PEG RatioValuation
2.354/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.1%4/10

3.1% revenue growth

Return on EquityProfitability
1.7%3/10

ROE of 1.7% — below average capital efficiency

Profit MarginProfitability
1.4%3/10

1.4% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : MGRC

The strongest argument for MGRC centers on Price/Book, Operating Margin. Profitability is solid with margins at 16.4% and operating margin at 21.9%. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bull Case : UHAL

The strongest argument for UHAL centers on Price/Book.

Bear Case : MGRC

The primary concerns for MGRC are Revenue Growth, EPS Growth.

Bear Case : UHAL

The primary concerns for UHAL are PEG Ratio, Revenue Growth, Return on Equity. A P/E of 258.5x leaves little room for execution misses. Thin 1.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

UHAL carries more volatility with a beta of 1.14 — expect wider price swings.

UHAL is growing revenue faster at 3.1% — sustainability is the question.

MGRC generates stronger free cash flow (34M), providing more financial flexibility.

Monitor RENTAL & LEASING SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MGRC scores higher overall (59/100 vs 40/100), backed by strong 16.4% margins. UHAL offers better value entry with a 86.6% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

McGrath RentCorp

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

McGrath RentCorp is a business-to-business rental company in the United States and internationally. The company is headquartered in Livermore, California.

U-Haul Holding Company

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

AMERCO is a DIY warehousing and moving operator for household and commercial items in the United States and Canada. The company is headquartered in Reno, Nevada.

Want to dig deeper into these stocks?