McGrath RentCorp (MGRC)vsU-Haul Holding Company (UHAL)
MGRC
McGrath RentCorp
$118.78
-0.65%
INDUSTRIALS · Cap: $2.76B
UHAL
U-Haul Holding Company
$55.15
-0.85%
INDUSTRIALS · Cap: $10.87B
Smart Verdict
WallStSmart Research — data-driven comparison
U-Haul Holding Company generates 553% more annual revenue ($6.09B vs $932.86M). MGRC leads profitability with a 16.4% profit margin vs 1.1%. MGRC appears more attractively valued with a PEG of 1.04. MGRC earns a higher WallStSmart Score of 57/100 (C).
MGRC
Buy57
out of 100
Grade: C
UHAL
Hold46
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-47.7%
Fair Value
$78.30
Current Price
$118.78
$40.48 premium
Margin of Safety
+87.2%
Fair Value
$379.70
Current Price
$55.15
$324.55 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 23.3%
Reasonable price relative to book value
Areas to Watch
Revenue declined 6.2%
Earnings declined 6.2%
Expensive relative to growth rate
3.2% revenue growth
ROE of 0.6% — below average capital efficiency
1.1% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : MGRC
The strongest argument for MGRC centers on Price/Book, Operating Margin. Profitability is solid with margins at 16.4% and operating margin at 23.3%. PEG of 1.04 suggests the stock is reasonably priced for its growth.
Bull Case : UHAL
The strongest argument for UHAL centers on Price/Book.
Bear Case : MGRC
The primary concerns for MGRC are Revenue Growth, EPS Growth.
Bear Case : UHAL
The primary concerns for UHAL are PEG Ratio, Revenue Growth, Return on Equity. A P/E of 397.3x leaves little room for execution misses. Thin 1.1% margins leave little buffer for downturns.
Key Dynamics to Monitor
MGRC profiles as a declining stock while UHAL is a value play — different risk/reward profiles.
UHAL carries more volatility with a beta of 1.11 — expect wider price swings.
UHAL is growing revenue faster at 3.2% — sustainability is the question.
MGRC generates stronger free cash flow (52M), providing more financial flexibility.
Bottom Line
MGRC scores higher overall (57/100 vs 46/100), backed by strong 16.4% margins. UHAL offers better value entry with a 87.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
McGrath RentCorp
INDUSTRIALS · RENTAL & LEASING SERVICES · USA
McGrath RentCorp is a business-to-business rental company in the United States and internationally. The company is headquartered in Livermore, California.
U-Haul Holding Company
INDUSTRIALS · RENTAL & LEASING SERVICES · USA
AMERCO is a DIY warehousing and moving operator for household and commercial items in the United States and Canada. The company is headquartered in Reno, Nevada.
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