Mizuho Financial Group Inc. (MFG)vsTruist Financial Corp (TFC)
MFG
Mizuho Financial Group Inc.
$7.81
+0.77%
FINANCIAL SERVICES · Cap: $92.84B
TFC
Truist Financial Corp
$45.39
+0.15%
FINANCIAL SERVICES · Cap: $57.98B
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 21706% more annual revenue ($4.02T vs $18.43B). TFC leads profitability with a 28.8% profit margin vs 26.1%. MFG appears more attractively valued with a PEG of 0.86. MFG earns a higher WallStSmart Score of 74/100 (B).
MFG
Strong Buy74
out of 100
Grade: B
TFC
Strong Buy73
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+42.4%
Fair Value
$17.51
Current Price
$7.81
$9.70 discount
Margin of Safety
+41.3%
Fair Value
$91.99
Current Price
$45.39
$46.60 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 36.3%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 32.7%
Large-cap with strong market position
Keeps 29 of every $100 in revenue as profit
Generating 2.6B in free cash flow
Areas to Watch
No major concerns identified
3.2% revenue growth
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : MFG
The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : TFC
The strongest argument for TFC centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 28.8% and operating margin at 32.7%. PEG of 1.12 suggests the stock is reasonably priced for its growth.
Bear Case : MFG
No major red flags identified for MFG, but monitor valuation.
Bear Case : TFC
The primary concerns for TFC are Revenue Growth, Altman Z-Score.
Key Dynamics to Monitor
MFG profiles as a mature stock while TFC is a value play — different risk/reward profiles.
TFC carries more volatility with a beta of 0.86 — expect wider price swings.
MFG is growing revenue faster at 5.5% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MFG scores higher overall (74/100 vs 73/100), backed by strong 26.1% margins. TFC offers better value entry with a 41.3% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
Truist Financial Corp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Truist Financial Corporation is an American bank holding company headquartered in Charlotte, North Carolina. Its bank operates 2,781 branches in 15 states and Washington, D.C., and offers consumer and commercial banking, securities brokerage, asset management, mortgage, and insurance products and services.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?