WallStSmart

Mizuho Financial Group Inc. (MFG)vsSynovus Financial Corp (SNV)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mizuho Financial Group Inc. generates 175214% more annual revenue ($4.02T vs $2.29B). SNV leads profitability with a 34.9% profit margin vs 26.1%. MFG appears more attractively valued with a PEG of 0.86. MFG earns a higher WallStSmart Score of 74/100 (B).

MFG

Strong Buy

74

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 10.0Quality: 5.0

SNV

Strong Buy

69

out of 100

Grade: B-

Growth: 6.7Profit: 7.5Value: 10.0Quality: 6.5
Piotroski: 3/9Altman Z: -0.58
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MFGUndervalued (+42.4%)

Margin of Safety

+42.4%

Fair Value

$17.51

Current Price

$7.81

$9.70 discount

UndervaluedFair: $17.51Overvalued
SNVUndervalued (+65.4%)

Margin of Safety

+65.4%

Fair Value

$144.82

Current Price

$50.05

$94.77 discount

UndervaluedFair: $144.82Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MFG6 strengths · Avg: 9.0/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
36.3%10/10

Strong operational efficiency at 36.3%

Market CapQuality
$92.84B9/10

Large-cap with strong market position

Profit MarginProfitability
26.1%9/10

Keeps 26 of every $100 in revenue as profit

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
14.3x8/10

Attractively priced relative to earnings

SNV4 strengths · Avg: 10.0/10
P/E RatioValuation
9.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Profit MarginProfitability
34.9%10/10

Keeps 35 of every $100 in revenue as profit

Operating MarginProfitability
46.8%10/10

Strong operational efficiency at 46.8%

Areas to Watch

MFG0 concerns · Avg: 0/10

No major concerns identified

SNV3 concerns · Avg: 3.0/10
PEG RatioValuation
2.344/10

Expensive relative to growth rate

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.582/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : MFG

The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : SNV

The strongest argument for SNV centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 34.9% and operating margin at 46.8%.

Bear Case : MFG

No major red flags identified for MFG, but monitor valuation.

Bear Case : SNV

The primary concerns for SNV are PEG Ratio, Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

SNV carries more volatility with a beta of 1.22 — expect wider price swings.

SNV is growing revenue faster at 9.7% — sustainability is the question.

Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MFG scores higher overall (74/100 vs 69/100), backed by strong 26.1% margins. SNV offers better value entry with a 65.4% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Mizuho Financial Group Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.

Synovus Financial Corp

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Synovus Financial Corp. The company is headquartered in Columbus, Georgia.

Visit Website →

Want to dig deeper into these stocks?