WallStSmart

Mizuho Financial Group Inc. (MFG)vsSouthern Missouri Bancorp Inc (SMBC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mizuho Financial Group Inc. generates 2551878% more annual revenue ($4.74T vs $185.73M). SMBC leads profitability with a 36.3% profit margin vs 29.1%. SMBC appears more attractively valued with a PEG of 1.07. MFG earns a higher WallStSmart Score of 82/100 (A-).

MFG

Exceptional Buy

82

out of 100

Grade: A-

Growth: 10.0Profit: 7.5Value: 5.7Quality: 4.0
Piotroski: 6/9Altman Z: 0.29

SMBC

Strong Buy

72

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 7.0Quality: 6.3
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MFG6 strengths · Avg: 9.0/10
Operating MarginProfitability
46.7%10/10

Strong operational efficiency at 46.7%

Revenue GrowthGrowth
35.0%10/10

Revenue surging 35.0% year-over-year

Market CapQuality
$136.43B9/10

Large-cap with strong market position

Profit MarginProfitability
29.1%9/10

Keeps 29 of every $100 in revenue as profit

P/E RatioValuation
15.8x8/10

Attractively priced relative to earnings

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

SMBC6 strengths · Avg: 9.5/10
P/E RatioValuation
11.6x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
36.3%10/10

Keeps 36 of every $100 in revenue as profit

Operating MarginProfitability
49.9%10/10

Strong operational efficiency at 49.9%

Debt/EquityHealth
0.259/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
31.7%8/10

Earnings expanding 31.7% YoY

Areas to Watch

MFG3 concerns · Avg: 2.3/10
PEG RatioValuation
1.704/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.292/10

Distress zone — elevated risk

Debt/EquityHealth
5.911/10

Elevated debt levels

SMBC2 concerns · Avg: 2.5/10
Market CapQuality
$816.69M3/10

Smaller company, higher risk/reward

Free Cash FlowQuality
$-37.15M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : MFG

The strongest argument for MFG centers on Operating Margin, Revenue Growth, Market Cap. Profitability is solid with margins at 29.1% and operating margin at 46.7%. Revenue growth of 35.0% demonstrates continued momentum.

Bull Case : SMBC

The strongest argument for SMBC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 36.3% and operating margin at 49.9%. PEG of 1.07 suggests the stock is reasonably priced for its growth.

Bear Case : MFG

The primary concerns for MFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 5.91 is elevated, increasing financial risk.

Bear Case : SMBC

The primary concerns for SMBC are Market Cap, Free Cash Flow.

Key Dynamics to Monitor

MFG profiles as a growth stock while SMBC is a mature play — different risk/reward profiles.

SMBC carries more volatility with a beta of 0.85 — expect wider price swings.

MFG is growing revenue faster at 35.0% — sustainability is the question.

Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MFG scores higher overall (82/100 vs 72/100), backed by strong 29.1% margins and 35.0% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Mizuho Financial Group Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.

Southern Missouri Bancorp Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Southern Missouri Bancorp, Inc. is the banking holding company for Southern Bank providing banking and financial services to individual and corporate clients in the United States. The company is headquartered in Poplar Bluff, Missouri.

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