Mizuho Financial Group Inc. (MFG)vsPeapack-Gladstone Financial (PGC)
MFG
Mizuho Financial Group Inc.
$7.81
+0.77%
FINANCIAL SERVICES · Cap: $92.84B
PGC
Peapack-Gladstone Financial
$34.58
-1.14%
FINANCIAL SERVICES · Cap: $606.89M
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 1553621% more annual revenue ($4.02T vs $258.59M). MFG leads profitability with a 26.1% profit margin vs 14.4%. PGC appears more attractively valued with a PEG of 0.64. PGC earns a higher WallStSmart Score of 74/100 (B).
MFG
Strong Buy74
out of 100
Grade: B
PGC
Strong Buy74
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+42.4%
Fair Value
$17.51
Current Price
$7.81
$9.70 discount
Margin of Safety
+65.1%
Fair Value
$98.28
Current Price
$34.58
$63.70 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 36.3%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Growing faster than its price suggests
Attractively priced relative to earnings
Strong operational efficiency at 25.4%
16.3% revenue growth
Earnings expanding 31.1% YoY
Areas to Watch
No major concerns identified
Smaller company, higher risk/reward
ROE of 5.9% — below average capital efficiency
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : MFG
The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : PGC
The strongest argument for PGC centers on Price/Book, PEG Ratio, P/E Ratio. Revenue growth of 16.3% demonstrates continued momentum. PEG of 0.64 suggests the stock is reasonably priced for its growth.
Bear Case : MFG
No major red flags identified for MFG, but monitor valuation.
Bear Case : PGC
The primary concerns for PGC are Market Cap, Return on Equity, Free Cash Flow.
Key Dynamics to Monitor
MFG profiles as a mature stock while PGC is a growth play — different risk/reward profiles.
PGC carries more volatility with a beta of 0.68 — expect wider price swings.
PGC is growing revenue faster at 16.3% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MFG scores higher overall (74/100 vs 74/100), backed by strong 26.1% margins. PGC offers better value entry with a 65.1% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
Peapack-Gladstone Financial
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Peapack-Gladstone Financial Corporation is the banking holding company for Peapack-Gladstone Bank providing private banking and wealth management services in the United States. The company is headquartered in Bedminster, New Jersey.
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