WallStSmart

Mizuho Financial Group Inc. (MFG)vsBank Ozk (OZK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mizuho Financial Group Inc. generates 258224% more annual revenue ($4.02T vs $1.56B). OZK leads profitability with a 46.0% profit margin vs 26.1%. MFG appears more attractively valued with a PEG of 0.86. MFG earns a higher WallStSmart Score of 74/100 (B).

MFG

Strong Buy

74

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 10.0Quality: 5.0

OZK

Buy

64

out of 100

Grade: C+

Growth: 5.3Profit: 7.5Value: 4.7Quality: 6.5
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MFGUndervalued (+42.4%)

Margin of Safety

+42.4%

Fair Value

$17.51

Current Price

$7.81

$9.70 discount

UndervaluedFair: $17.51Overvalued
OZKSignificantly Overvalued (-15.7%)

Margin of Safety

-15.7%

Fair Value

$42.57

Current Price

$45.02

$2.45 premium

UndervaluedFair: $42.57Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MFG6 strengths · Avg: 9.0/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
36.3%10/10

Strong operational efficiency at 36.3%

Market CapQuality
$92.84B9/10

Large-cap with strong market position

Profit MarginProfitability
26.1%9/10

Keeps 26 of every $100 in revenue as profit

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
14.3x8/10

Attractively priced relative to earnings

OZK5 strengths · Avg: 10.0/10
P/E RatioValuation
7.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
46.0%10/10

Keeps 46 of every $100 in revenue as profit

Operating MarginProfitability
58.6%10/10

Strong operational efficiency at 58.6%

Debt/EquityHealth
0.0810/10

Conservative balance sheet, low leverage

Areas to Watch

MFG0 concerns · Avg: 0/10

No major concerns identified

OZK3 concerns · Avg: 2.7/10
Revenue GrowthGrowth
4.0%4/10

4.0% revenue growth

PEG RatioValuation
2.762/10

Expensive relative to growth rate

EPS GrowthGrowth
-1.3%2/10

Earnings declined 1.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : MFG

The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : OZK

The strongest argument for OZK centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 46.0% and operating margin at 58.6%.

Bear Case : MFG

No major red flags identified for MFG, but monitor valuation.

Bear Case : OZK

The primary concerns for OZK are Revenue Growth, PEG Ratio, EPS Growth.

Key Dynamics to Monitor

MFG profiles as a mature stock while OZK is a value play — different risk/reward profiles.

OZK carries more volatility with a beta of 0.94 — expect wider price swings.

MFG is growing revenue faster at 5.5% — sustainability is the question.

Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MFG scores higher overall (74/100 vs 64/100), backed by strong 26.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Mizuho Financial Group Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.

Bank Ozk

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Bank OZK offers a variety of retail and commercial banking services. The company is headquartered in Little Rock, Arkansas.

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