WallStSmart

Mizuho Financial Group Inc. (MFG)vsNorwood Financial Corp (NWFL)

VS
⚡

Smart Verdict

WallStSmart Research — data-driven comparison

Mizuho Financial Group Inc. generates 4754768% more annual revenue ($4.74T vs $99.69M). MFG leads profitability with a 29.1% profit margin vs 28.9%. MFG appears more attractively valued with a PEG of 1.40. MFG earns a higher WallStSmart Score of 84/100 (A-).

MFG

Exceptional Buy

84

out of 100

Grade: A-

Growth: 10.0Profit: 7.5Value: 6.3Quality: 4.0
Piotroski: 6/9Altman Z: 0.29

NWFL

Strong Buy

73

out of 100

Grade: B

Growth: 8.7Profit: 7.5Value: 5.7Quality: 7.0
Piotroski: 5/9Altman Z: -0.64

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MFG6 strengths · Avg: 9.0/10
Operating MarginProfitability
46.7%10/10

Strong operational efficiency at 46.7%

Revenue GrowthGrowth
35.0%10/10

Revenue surging 35.0% year-over-year

Market CapQuality
$116.98B9/10

Large-cap with strong market position

Profit MarginProfitability
29.1%9/10

Keeps 29 of every $100 in revenue as profit

P/E RatioValuation
13.3x8/10

Attractively priced relative to earnings

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

NWFL6 strengths · Avg: 9.3/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
44.9%10/10

Strong operational efficiency at 44.9%

Revenue GrowthGrowth
34.7%10/10

Revenue surging 34.7% year-over-year

Profit MarginProfitability
28.9%9/10

Keeps 29 of every $100 in revenue as profit

Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

P/E RatioValuation
12.0x8/10

Attractively priced relative to earnings

Areas to Watch

MFG2 concerns · Avg: 1.5/10
Altman Z-ScoreHealth
0.292/10

Distress zone — elevated risk

Debt/EquityHealth
5.911/10

Elevated debt levels

NWFL3 concerns · Avg: 3.0/10
PEG RatioValuation
2.364/10

Expensive relative to growth rate

Market CapQuality
$379.06M3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
-0.642/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : MFG

The strongest argument for MFG centers on Operating Margin, Revenue Growth, Market Cap. Profitability is solid with margins at 29.1% and operating margin at 46.7%. Revenue growth of 35.0% demonstrates continued momentum.

Bull Case : NWFL

The strongest argument for NWFL centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 28.9% and operating margin at 44.9%. Revenue growth of 34.7% demonstrates continued momentum.

Bear Case : MFG

The primary concerns for MFG are Altman Z-Score, Debt/Equity. Debt-to-equity of 5.91 is elevated, increasing financial risk.

Bear Case : NWFL

The primary concerns for NWFL are PEG Ratio, Market Cap, Altman Z-Score.

Key Dynamics to Monitor

NWFL carries more volatility with a beta of 0.55 — expect wider price swings.

MFG is growing revenue faster at 35.0% — sustainability is the question.

Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MFG scores higher overall (84/100 vs 73/100), backed by strong 29.1% margins and 35.0% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Mizuho Financial Group Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.

Norwood Financial Corp

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Norwood Financial Corp. The company is headquartered in Honesdale, Pennsylvania.

Want to dig deeper into these stocks?