WallStSmart

MercadoLibre Inc. (MELI)vsPatrick Industries Inc (PATK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

MercadoLibre Inc. generates 707% more annual revenue ($31.80B vs $3.94B). MELI leads profitability with a 6.0% profit margin vs 3.7%. MELI appears more attractively valued with a PEG of 1.16. MELI earns a higher WallStSmart Score of 58/100 (C).

MELI

Buy

58

out of 100

Grade: C

Growth: 7.3Profit: 6.5Value: 6.7Quality: 4.0
Piotroski: 2/9Altman Z: 1.35

PATK

Buy

54

out of 100

Grade: C-

Growth: 4.7Profit: 5.5Value: 4.3Quality: 6.5
Piotroski: 5/9Altman Z: 2.58
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MELIUndervalued (+61.3%)

Margin of Safety

+61.3%

Fair Value

$5220.85

Current Price

$1820.69

$3400.16 discount

UndervaluedFair: $5220.85Overvalued

Intrinsic value data unavailable for PATK.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MELI4 strengths · Avg: 9.0/10
Revenue GrowthGrowth
49.0%10/10

Revenue surging 49.0% year-over-year

Market CapQuality
$95.74B9/10

Large-cap with strong market position

Return on EquityProfitability
26.4%9/10

Every $100 of equity generates 26 in profit

Free Cash FlowQuality
$1.28B8/10

Generating 1.3B in free cash flow

PATK2 strengths · Avg: 8.0/10
Price/BookValuation
2.5x8/10

Reasonable price relative to book value

EPS GrowthGrowth
33.3%8/10

Earnings expanding 33.3% YoY

Areas to Watch

MELI4 concerns · Avg: 3.3/10
Price/BookValuation
12.7x4/10

Trading at 12.7x book value

Profit MarginProfitability
6.0%3/10

6.0% margin — thin

Debt/EquityHealth
1.703/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PATK4 concerns · Avg: 2.5/10
Profit MarginProfitability
3.7%3/10

3.7% margin — thin

Debt/EquityHealth
1.353/10

Elevated debt levels

PEG RatioValuation
3.462/10

Expensive relative to growth rate

Revenue GrowthGrowth
-0.6%2/10

Revenue declined 0.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : MELI

The strongest argument for MELI centers on Revenue Growth, Market Cap, Return on Equity. Revenue growth of 49.0% demonstrates continued momentum. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bull Case : PATK

The strongest argument for PATK centers on Price/Book, EPS Growth.

Bear Case : MELI

The primary concerns for MELI are Price/Book, Profit Margin, Debt/Equity. A P/E of 49.2x leaves little room for execution misses. Debt-to-equity of 1.70 is elevated, increasing financial risk.

Bear Case : PATK

The primary concerns for PATK are Profit Margin, Debt/Equity, PEG Ratio. Thin 3.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

MELI profiles as a hypergrowth stock while PATK is a value play — different risk/reward profiles.

MELI carries more volatility with a beta of 1.31 — expect wider price swings.

MELI is growing revenue faster at 49.0% — sustainability is the question.

MELI generates stronger free cash flow (1.3B), providing more financial flexibility.

Bottom Line

MELI scores higher overall (58/100 vs 54/100) and 49.0% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

MercadoLibre Inc.

CONSUMER CYCLICAL · INTERNET RETAIL · USA

MercadoLibre, Inc. operates online trading platforms in Latin America. The company is headquartered in Buenos Aires, Argentina.

Patrick Industries Inc

CONSUMER CYCLICAL · RECREATIONAL VEHICLES · USA

Patrick Industries Inc. (PATK), headquartered in Elkhart, Indiana, is a leading manufacturer and distributor of component products catering primarily to the recreational vehicle, marine, manufactured housing, and industrial markets. With a diverse portfolio that includes cabinetry, decorative surfaces, and building materials, the company leverages its extensive industry experience to promote operational efficiency and innovate product offerings. Committed to sustainability and strategic growth through acquisitions, Patrick Industries is strategically poised to benefit from the escalating demand within the recreational vehicle sector, offering compelling growth prospects and value creation opportunities for institutional investors.

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