WallStSmart

Monarch Casino & Resort Inc (MCRI)vsSea Ltd (SE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sea Ltd generates 4429% more annual revenue ($25.19B vs $556.28M). MCRI leads profitability with a 19.6% profit margin vs 6.4%. MCRI appears more attractively valued with a PEG of 1.07. MCRI earns a higher WallStSmart Score of 68/100 (B-).

MCRI

Strong Buy

68

out of 100

Grade: B-

Growth: 6.7Profit: 8.5Value: 4.7Quality: 7.0
Piotroski: 5/9Altman Z: 4.35

SE

Buy

58

out of 100

Grade: C

Growth: 8.0Profit: 5.5Value: 6.7Quality: 7.5
Piotroski: 6/9Altman Z: 1.53
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MCRISignificantly Overvalued (-63.1%)

Margin of Safety

-63.1%

Fair Value

$59.09

Current Price

$128.80

$69.71 premium

UndervaluedFair: $59.09Overvalued
SEUndervalued (+52.8%)

Margin of Safety

+52.8%

Fair Value

$242.66

Current Price

$86.56

$156.10 discount

UndervaluedFair: $242.66Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MCRI4 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.3510/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
25.8%8/10

Strong operational efficiency at 25.8%

EPS GrowthGrowth
44.8%8/10

Earnings expanding 44.8% YoY

SE3 strengths · Avg: 9.3/10
Revenue GrowthGrowth
46.6%10/10

Revenue surging 46.6% year-over-year

Market CapQuality
$53.08B9/10

Large-cap with strong market position

Debt/EquityHealth
0.289/10

Conservative balance sheet, low leverage

Areas to Watch

MCRI0 concerns · Avg: 0/10

No major concerns identified

SE4 concerns · Avg: 3.8/10
P/E RatioValuation
34.1x4/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
3.1%4/10

3.1% earnings growth

Altman Z-ScoreHealth
1.534/10

Distress zone — elevated risk

Profit MarginProfitability
6.4%3/10

6.4% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : MCRI

The strongest argument for MCRI centers on Debt/Equity, Altman Z-Score, Operating Margin. Profitability is solid with margins at 19.6% and operating margin at 25.8%. PEG of 1.07 suggests the stock is reasonably priced for its growth.

Bull Case : SE

The strongest argument for SE centers on Revenue Growth, Market Cap, Debt/Equity. Revenue growth of 46.6% demonstrates continued momentum. PEG of 1.24 suggests the stock is reasonably priced for its growth.

Bear Case : MCRI

No major red flags identified for MCRI, but monitor valuation.

Bear Case : SE

The primary concerns for SE are P/E Ratio, EPS Growth, Altman Z-Score.

Key Dynamics to Monitor

MCRI profiles as a mature stock while SE is a hypergrowth play — different risk/reward profiles.

SE carries more volatility with a beta of 1.57 — expect wider price swings.

SE is growing revenue faster at 46.6% — sustainability is the question.

Monitor RESORTS & CASINOS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MCRI scores higher overall (68/100 vs 58/100), backed by strong 19.6% margins. SE offers better value entry with a 52.8% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Monarch Casino & Resort Inc

CONSUMER CYCLICAL · RESORTS & CASINOS · USA

Monarch Casino & Resort, Inc., owns and operates the Atlantis Casino Resort Spa, a hotel / casino in Reno, Nevada. The company is headquartered in Reno, Nevada.

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Sea Ltd

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Sea Limited is engaged in the digital entertainment, e-commerce and digital financial services businesses in Southeast Asia, Latin America, the rest of Asia and internationally. The company is headquartered in Singapore.

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