WallStSmart

Masco Corporation (MAS)vsW. R. Berkley Corp (WRB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

W. R. Berkley Corp generates 93% more annual revenue ($14.85B vs $7.68B). WRB leads profitability with a 12.6% profit margin vs 10.9%. MAS appears more attractively valued with a PEG of 1.87. MAS earns a higher WallStSmart Score of 67/100 (B-).

MAS

Strong Buy

67

out of 100

Grade: B-

Growth: 5.3Profit: 8.5Value: 5.0Quality: 7.5
Piotroski: 4/9Altman Z: 2.35

WRB

Buy

65

out of 100

Grade: C+

Growth: 6.0Profit: 7.0Value: 5.0Quality: 6.0
Piotroski: 4/9Altman Z: 1.39

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MAS3 strengths · Avg: 9.3/10
Return on EquityProfitability
84.6%10/10

Every $100 of equity generates 85 in profit

Debt/EquityHealth
-13.6410/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
20.0%8/10

Earnings expanding 20.0% YoY

WRB4 strengths · Avg: 8.3/10
Debt/EquityHealth
0.299/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.5x8/10

Attractively priced relative to earnings

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

EPS GrowthGrowth
26.0%8/10

Earnings expanding 26.0% YoY

Areas to Watch

MAS2 concerns · Avg: 3.0/10
PEG RatioValuation
1.874/10

Expensive relative to growth rate

Free Cash FlowQuality
$-113.00M2/10

Negative free cash flow — burning cash

WRB3 concerns · Avg: 2.7/10
Revenue GrowthGrowth
4.0%4/10

4.0% revenue growth

PEG RatioValuation
3.992/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.392/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : MAS

The strongest argument for MAS centers on Return on Equity, Debt/Equity, EPS Growth.

Bull Case : WRB

The strongest argument for WRB centers on Debt/Equity, P/E Ratio, Price/Book.

Bear Case : MAS

The primary concerns for MAS are PEG Ratio, Free Cash Flow.

Bear Case : WRB

The primary concerns for WRB are Revenue Growth, PEG Ratio, Altman Z-Score.

Key Dynamics to Monitor

MAS carries more volatility with a beta of 1.31 — expect wider price swings.

MAS is growing revenue faster at 6.5% — sustainability is the question.

WRB generates stronger free cash flow (640M), providing more financial flexibility.

Monitor BUILDING PRODUCTS & EQUIPMENT industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MAS scores higher overall (67/100 vs 65/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Masco Corporation

INDUSTRIALS · BUILDING PRODUCTS & EQUIPMENT · USA

Masco Corporation is a manufacturer of products for the home improvement and new home construction markets.

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W. R. Berkley Corp

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

W. R. Berkley Corporation is a commercial lines property & casualty insurance holding company organized in Delaware and based in Greenwich, Connecticut.

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