WallStSmart

Stride Inc (LRN)vsSunlands Technology Group (STG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Stride Inc generates 29% more annual revenue ($2.54B vs $1.97B). STG leads profitability with a 18.6% profit margin vs 12.1%. STG trades at a lower P/E of 0.9x. LRN earns a higher WallStSmart Score of 65/100 (B-).

LRN

Strong Buy

65

out of 100

Grade: B-

Growth: 4.7Profit: 7.5Value: 6.7Quality: 8.5
Piotroski: 4/9Altman Z: 3.92

STG

Buy

57

out of 100

Grade: C

Growth: 2.7Profit: 8.5Value: 6.7Quality: 6.5
Piotroski: 7/9Altman Z: 1.26
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LRNOvervalued (-12.2%)

Margin of Safety

-12.2%

Fair Value

$87.11

Current Price

$101.96

$14.85 premium

UndervaluedFair: $87.11Overvalued

Intrinsic value data unavailable for STG.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LRN5 strengths · Avg: 8.4/10
Altman Z-ScoreHealth
3.9210/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.558/10

Growing faster than its price suggests

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Operating MarginProfitability
20.8%8/10

Strong operational efficiency at 20.8%

STG5 strengths · Avg: 9.4/10
P/E RatioValuation
0.9x10/10

Attractively priced relative to earnings

Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Return on EquityProfitability
36.4%10/10

Every $100 of equity generates 36 in profit

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

Operating MarginProfitability
22.0%8/10

Strong operational efficiency at 22.0%

Areas to Watch

LRN2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
2.7%4/10

2.7% revenue growth

EPS GrowthGrowth
-4.5%2/10

Earnings declined 4.5%

STG4 concerns · Avg: 2.8/10
EPS GrowthGrowth
3.2%4/10

3.2% earnings growth

Market CapQuality
$46.59M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-9.6%2/10

Revenue declined 9.6%

Altman Z-ScoreHealth
1.262/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : LRN

The strongest argument for LRN centers on Altman Z-Score, PEG Ratio, P/E Ratio. PEG of 0.55 suggests the stock is reasonably priced for its growth.

Bull Case : STG

The strongest argument for STG centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 18.6% and operating margin at 22.0%.

Bear Case : LRN

The primary concerns for LRN are Revenue Growth, EPS Growth.

Bear Case : STG

The primary concerns for STG are EPS Growth, Market Cap, Revenue Growth.

Key Dynamics to Monitor

LRN profiles as a value stock while STG is a declining play — different risk/reward profiles.

STG carries more volatility with a beta of 1.42 — expect wider price swings.

LRN is growing revenue faster at 2.7% — sustainability is the question.

LRN generates stronger free cash flow (202M), providing more financial flexibility.

Bottom Line

LRN scores higher overall (65/100 vs 57/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Stride Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Stride, Inc., a technology-based education company, provides its own and third-party online educational services, software systems and curricula to facilitate individualized learning for students primarily in kindergarten through grade 12 (K -12) in the United States and internationally. .

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Sunlands Technology Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

Sunlands Technology Group, provides online education services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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