WallStSmart

Grand Canyon Education Inc (LOPE)vsUniversal Technical Institute Inc (UTI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Grand Canyon Education Inc generates 30% more annual revenue ($1.13B vs $868.99M). LOPE leads profitability with a 19.5% profit margin vs 4.9%. LOPE appears more attractively valued with a PEG of 0.92. LOPE earns a higher WallStSmart Score of 71/100 (B).

LOPE

Strong Buy

71

out of 100

Grade: B

Growth: 6.0Profit: 9.5Value: 6.0Quality: 8.5
Piotroski: 4/9Altman Z: 8.01

UTI

Hold

39

out of 100

Grade: F

Growth: 6.0Profit: 5.0Value: 2.7Quality: 5.5
Piotroski: 5/9Altman Z: 1.96
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LOPESignificantly Overvalued (-54.7%)

Margin of Safety

-54.7%

Fair Value

$103.59

Current Price

$150.13

$46.54 premium

UndervaluedFair: $103.59Overvalued
UTISignificantly Overvalued (-24.6%)

Margin of Safety

-24.6%

Fair Value

$21.79

Current Price

$40.06

$18.27 premium

UndervaluedFair: $21.79Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LOPE6 strengths · Avg: 9.2/10
Return on EquityProfitability
31.6%10/10

Every $100 of equity generates 32 in profit

Operating MarginProfitability
30.9%10/10

Strong operational efficiency at 30.9%

Altman Z-ScoreHealth
8.0110/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.159/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.928/10

Growing faster than its price suggests

P/E RatioValuation
17.6x8/10

Attractively priced relative to earnings

UTI0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

LOPE0 concerns · Avg: 0/10

No major concerns identified

UTI4 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.964/10

Grey zone — moderate risk

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

Operating MarginProfitability
0.1%3/10

Operating margin of 0.1%

PEG RatioValuation
2.912/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : LOPE

The strongest argument for LOPE centers on Return on Equity, Operating Margin, Altman Z-Score. Profitability is solid with margins at 19.5% and operating margin at 30.9%. PEG of 0.92 suggests the stock is reasonably priced for its growth.

Bull Case : UTI

UTI has a balanced fundamental profile.

Bear Case : LOPE

No major red flags identified for LOPE, but monitor valuation.

Bear Case : UTI

The primary concerns for UTI are Altman Z-Score, Profit Margin, Operating Margin. A P/E of 49.8x leaves little room for execution misses. Thin 4.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

LOPE profiles as a mature stock while UTI is a value play — different risk/reward profiles.

UTI carries more volatility with a beta of 1.23 — expect wider price swings.

UTI is growing revenue faster at 6.7% — sustainability is the question.

LOPE generates stronger free cash flow (80M), providing more financial flexibility.

Bottom Line

LOPE scores higher overall (71/100 vs 39/100), backed by strong 19.5% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Grand Canyon Education Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Grand Canyon Education, Inc. provides educational services to colleges and universities in the United States. The company is headquartered in Phoenix, Arizona.

Universal Technical Institute Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Universal Technical Institute, Inc. offers postsecondary education for students seeking careers as professional automotive, diesel, collision repair, motorcycle and marine technicians in the United States. The company is headquartered in Phoenix, Arizona.

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