Manhattan Bridge Capital Inc (LOAN)vsStarwood Property Trust Inc (STWD)
LOAN
Manhattan Bridge Capital Inc
$4.05
-0.74%
REAL ESTATE · Cap: $46.84M
STWD
Starwood Property Trust Inc
$15.62
0.00%
REAL ESTATE · Cap: $6.03B
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates 8963% more annual revenue ($597.28M vs $6.59M). LOAN leads profitability with a 72.1% profit margin vs 38.2%. LOAN trades at a lower P/E of 9.8x. STWD earns a higher WallStSmart Score of 49/100 (D+).
LOAN
Hold45
out of 100
Grade: D+
STWD
Hold49
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for LOAN.
Margin of Safety
+84.8%
Fair Value
$118.70
Current Price
$15.62
$103.08 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 72 of every $100 in revenue as profit
Strong operational efficiency at 69.8%
Reasonable price relative to book value
Keeps 38 of every $100 in revenue as profit
Areas to Watch
Distress zone — elevated risk
Smaller company, higher risk/reward
Revenue declined 11.0%
Earnings declined 16.7%
Expensive relative to growth rate
Moderate valuation
ROE of 5.3% — below average capital efficiency
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : LOAN
The strongest argument for LOAN centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 72.1% and operating margin at 69.8%.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin. Profitability is solid with margins at 38.2% and operating margin at -5.9%. Revenue growth of 13.4% demonstrates continued momentum.
Bear Case : LOAN
The primary concerns for LOAN are Altman Z-Score, Market Cap, Revenue Growth.
Bear Case : STWD
The primary concerns for STWD are PEG Ratio, P/E Ratio, Return on Equity. Debt-to-equity of 3.65 is elevated, increasing financial risk.
Key Dynamics to Monitor
LOAN profiles as a declining stock while STWD is a mature play — different risk/reward profiles.
STWD carries more volatility with a beta of 1.03 — expect wider price swings.
STWD is growing revenue faster at 13.4% — sustainability is the question.
LOAN generates stronger free cash flow (1M), providing more financial flexibility.
Bottom Line
STWD scores higher overall (49/100 vs 45/100), backed by strong 38.2% margins and 13.4% revenue growth. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Manhattan Bridge Capital Inc
REAL ESTATE · REIT - MORTGAGE · USA
Manhattan Bridge Capital, Inc., a real estate financing company, originates, services, and manages a portfolio of initial home loans in the United States. The company is headquartered in Great Neck, New York.
Visit Website →Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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