WallStSmart

Lincoln Educational Services (LINC)vsWalmart Inc. (WMT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Walmart Inc. generates 137512% more annual revenue ($713.16B vs $518.24M). LINC leads profitability with a 3.9% profit margin vs 3.1%. LINC appears more attractively valued with a PEG of 3.78. LINC earns a higher WallStSmart Score of 50/100 (C-).

LINC

Buy

50

out of 100

Grade: C-

Growth: 8.7Profit: 5.5Value: 2.7Quality: 5.0

WMT

Hold

43

out of 100

Grade: D

Growth: 4.7Profit: 5.5Value: 3.7Quality: 6.0
Piotroski: 4/9Altman Z: 3.62
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LINCOvervalued (-6.3%)

Margin of Safety

-6.3%

Fair Value

$25.34

Current Price

$40.35

$15.01 premium

UndervaluedFair: $25.34Overvalued

Intrinsic value data unavailable for WMT.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LINC2 strengths · Avg: 9.0/10
EPS GrowthGrowth
87.1%10/10

Earnings expanding 87.1% YoY

Revenue GrowthGrowth
19.7%8/10

19.7% revenue growth

WMT4 strengths · Avg: 9.3/10
Market CapQuality
$1.02T10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.6210/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
21.8%9/10

Every $100 of equity generates 22 in profit

Free Cash FlowQuality
$6.10B8/10

Generating 6.1B in free cash flow

Areas to Watch

LINC4 concerns · Avg: 2.5/10
Market CapQuality
$1.27B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
3.9%3/10

3.9% margin — thin

PEG RatioValuation
3.782/10

Expensive relative to growth rate

P/E RatioValuation
62.2x2/10

Premium valuation, high expectations priced in

WMT4 concerns · Avg: 3.0/10
Price/BookValuation
10.6x4/10

Trading at 10.6x book value

Profit MarginProfitability
3.1%3/10

3.1% margin — thin

Operating MarginProfitability
4.6%3/10

Operating margin of 4.6%

PEG RatioValuation
4.782/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : LINC

The strongest argument for LINC centers on EPS Growth, Revenue Growth. Revenue growth of 19.7% demonstrates continued momentum.

Bull Case : WMT

The strongest argument for WMT centers on Market Cap, Altman Z-Score, Return on Equity.

Bear Case : LINC

The primary concerns for LINC are Market Cap, Profit Margin, PEG Ratio. A P/E of 62.2x leaves little room for execution misses. Thin 3.9% margins leave little buffer for downturns.

Bear Case : WMT

The primary concerns for WMT are Price/Book, Profit Margin, Operating Margin. A P/E of 46.9x leaves little room for execution misses. Thin 3.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

LINC profiles as a growth stock while WMT is a value play — different risk/reward profiles.

LINC carries more volatility with a beta of 0.83 — expect wider price swings.

LINC is growing revenue faster at 19.7% — sustainability is the question.

WMT generates stronger free cash flow (6.1B), providing more financial flexibility.

Bottom Line

LINC scores higher overall (50/100 vs 43/100) and 19.7% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lincoln Educational Services

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Lincoln Educational Services Corporation offers various career-oriented postsecondary education services to high school graduates and working adults in the United States. The company is headquartered in West Orange, New Jersey.

Walmart Inc.

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Walmart Inc. is an American multinational retail corporation that operates a chain of hypermarkets, discount department stores, and grocery stores from the United States, headquartered in Bentonville, Arkansas. It also owns and operates Sam's Club retail warehouses.

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