WallStSmart

Lincoln Educational Services (LINC)vsWalmart Inc. (WMT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Walmart Inc. generates 133059% more annual revenue ($725.30B vs $544.69M). LINC leads profitability with a 4.1% profit margin vs 3.1%. LINC appears more attractively valued with a PEG of 4.05. WMT earns a higher WallStSmart Score of 49/100 (D+).

LINC

Hold

49

out of 100

Grade: D+

Growth: 8.7Profit: 5.0Value: 3.0Quality: 4.5
Piotroski: 4/9Altman Z: 1.90

WMT

Hold

49

out of 100

Grade: D+

Growth: 6.7Profit: 5.5Value: 3.7Quality: 6.0
Piotroski: 4/9Altman Z: 3.66

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LINC2 strengths · Avg: 9.0/10
EPS GrowthGrowth
133.2%10/10

Earnings expanding 133.2% YoY

Revenue GrowthGrowth
22.5%8/10

Revenue surging 22.5% year-over-year

WMT3 strengths · Avg: 9.7/10
Market CapQuality
$899.74B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
24.4%9/10

Every $100 of equity generates 24 in profit

Areas to Watch

LINC4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.904/10

Grey zone — moderate risk

Market CapQuality
$1.47B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.1%3/10

4.1% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

WMT4 concerns · Avg: 3.5/10
P/E RatioValuation
39.8x4/10

Premium valuation, high expectations priced in

Price/BookValuation
9.5x4/10

Trading at 9.5x book value

Profit MarginProfitability
3.1%3/10

3.1% margin — thin

Operating MarginProfitability
4.2%3/10

Operating margin of 4.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : LINC

The strongest argument for LINC centers on EPS Growth, Revenue Growth. Revenue growth of 22.5% demonstrates continued momentum.

Bull Case : WMT

The strongest argument for WMT centers on Market Cap, Altman Z-Score, Return on Equity.

Bear Case : LINC

The primary concerns for LINC are Altman Z-Score, Market Cap, Profit Margin. A P/E of 66.4x leaves little room for execution misses. Thin 4.1% margins leave little buffer for downturns.

Bear Case : WMT

The primary concerns for WMT are P/E Ratio, Price/Book, Profit Margin. Thin 3.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

LINC profiles as a growth stock while WMT is a value play — different risk/reward profiles.

LINC carries more volatility with a beta of 0.80 — expect wider price swings.

LINC is growing revenue faster at 22.5% — sustainability is the question.

LINC generates stronger free cash flow (-10M), providing more financial flexibility.

Bottom Line

LINC scores higher overall (49/100 vs 49/100) and 22.5% revenue growth. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lincoln Educational Services

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Lincoln Educational Services Corporation offers various career-oriented postsecondary education services to high school graduates and working adults in the United States. The company is headquartered in West Orange, New Jersey.

Walmart Inc.

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Walmart Inc. is an American multinational retail corporation that operates a chain of hypermarkets, discount department stores, and grocery stores from the United States, headquartered in Bentonville, Arkansas. It also owns and operates Sam's Club retail warehouses.

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