Kinsale Capital Group Inc (KNSL)vsSun Life Financial Inc. (SLF)
KNSL
Kinsale Capital Group Inc
$360.01
-0.74%
FINANCIAL SERVICES · Cap: $8.37B
SLF
Sun Life Financial Inc.
$79.67
+0.14%
FINANCIAL SERVICES · Cap: $45.08B
Smart Verdict
WallStSmart Research — data-driven comparison
Sun Life Financial Inc. generates 1680% more annual revenue ($35.53B vs $2.00B). KNSL leads profitability with a 28.5% profit margin vs 9.5%. KNSL appears more attractively valued with a PEG of 1.11. KNSL earns a higher WallStSmart Score of 77/100 (B+).
KNSL
Strong Buy77
out of 100
Grade: B+
SLF
Strong Buy65
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 40.7%
Every $100 of equity generates 27 in profit
Keeps 29 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
16.8% revenue growth
Reasonable price relative to book value
Earnings expanding 43.2% YoY
Areas to Watch
Distress zone — elevated risk
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : KNSL
The strongest argument for KNSL centers on Operating Margin, Return on Equity, Profit Margin. Profitability is solid with margins at 28.5% and operating margin at 40.7%. Revenue growth of 16.8% demonstrates continued momentum.
Bull Case : SLF
The strongest argument for SLF centers on Price/Book, EPS Growth.
Bear Case : KNSL
The primary concerns for KNSL are Altman Z-Score.
Bear Case : SLF
The primary concerns for SLF are PEG Ratio.
Key Dynamics to Monitor
KNSL profiles as a growth stock while SLF is a value play — different risk/reward profiles.
KNSL carries more volatility with a beta of 0.89 — expect wider price swings.
KNSL is growing revenue faster at 16.8% — sustainability is the question.
KNSL generates stronger free cash flow (239M), providing more financial flexibility.
Bottom Line
KNSL scores higher overall (77/100 vs 65/100), backed by strong 28.5% margins and 16.8% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Kinsale Capital Group Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Kinsale Capital Group, Inc., a specialty insurance company, offers property and casualty insurance products in the United States. The company is headquartered in Richmond, Virginia.
Visit Website →Sun Life Financial Inc.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.
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