WallStSmart

Kimberly-Clark Corporation (KMB)vsUnited-Guardian Inc (UG)

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Smart Verdict

WallStSmart Research — data-driven comparison

Kimberly-Clark Corporation generates 163384% more annual revenue ($16.45B vs $10.06M). UG leads profitability with a 19.5% profit margin vs 12.3%. UG appears more attractively valued with a PEG of 1.13. KMB earns a higher WallStSmart Score of 52/100 (C-).

KMB

Buy

52

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 6.0Quality: 4.0
Piotroski: 3/9Altman Z: 2.19

UG

Hold

45

out of 100

Grade: D+

Growth: 2.0Profit: 7.5Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

KMBUndervalued (+9.3%)

Margin of Safety

+9.3%

Fair Value

$118.58

Current Price

$99.36

$19.22 discount

UndervaluedFair: $118.58Overvalued
UGSignificantly Overvalued (-125.7%)

Margin of Safety

-125.7%

Fair Value

$2.92

Current Price

$6.32

$3.40 premium

UndervaluedFair: $2.92Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

KMB1 strengths · Avg: 10.0/10
Return on EquityProfitability
126.6%10/10

Every $100 of equity generates 127 in profit

UG2 strengths · Avg: 8.0/10
P/E RatioValuation
14.3x8/10

Attractively priced relative to earnings

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Areas to Watch

KMB4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
6.892/10

Expensive relative to growth rate

Price/BookValuation
21.9x2/10

Trading at 21.9x book value

Revenue GrowthGrowth
-0.6%2/10

Revenue declined 0.6%

UG3 concerns · Avg: 2.3/10
Market CapQuality
$28.35M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-26.0%2/10

Revenue declined 26.0%

EPS GrowthGrowth
-69.0%2/10

Earnings declined 69.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : KMB

The strongest argument for KMB centers on Return on Equity.

Bull Case : UG

The strongest argument for UG centers on P/E Ratio, Price/Book. Profitability is solid with margins at 19.5% and operating margin at 9.5%. PEG of 1.13 suggests the stock is reasonably priced for its growth.

Bear Case : KMB

The primary concerns for KMB are Piotroski F-Score, PEG Ratio, Price/Book. Debt-to-equity of 4.77 is elevated, increasing financial risk.

Bear Case : UG

The primary concerns for UG are Market Cap, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

UG carries more volatility with a beta of 0.98 — expect wider price swings.

KMB is growing revenue faster at -0.6% — sustainability is the question.

KMB generates stronger free cash flow (575M), providing more financial flexibility.

Monitor HOUSEHOLD & PERSONAL PRODUCTS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

KMB scores higher overall (52/100 vs 45/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Kimberly-Clark Corporation

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

Kimberly-Clark Corporation is an American multinational personal care corporation that produces mostly paper-based consumer products. The company manufactures sanitary paper products and surgical & medical instruments. Kimberly-Clark brand name products include Kleenex facial tissue, Kotex feminine hygiene products, Cottonelle, Scott and Andrex toilet paper, Wypall utility wipes, KimWipes scientific cleaning wipes and Huggies disposable diapers and baby wipes.

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United-Guardian Inc

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

United-Guardian, Inc. manufactures and markets cosmetic ingredients, pharmaceuticals, medical lubricants, and specialty industrial products in the United States and internationally. The company is headquartered in Hauppauge, New York.

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