Kingsway Financial Services Inc (KFS)vsCarMax Inc (KMX)
KFS
Kingsway Financial Services Inc
$11.19
-1.67%
CONSUMER CYCLICAL · Cap: $341.57M
KMX
CarMax Inc
$61.32
+1.32%
CONSUMER CYCLICAL · Cap: $8.60B
Smart Verdict
WallStSmart Research — data-driven comparison
CarMax Inc generates 20431% more annual revenue ($28.20B vs $137.34M). KMX leads profitability with a 0.8% profit margin vs -7.8%. KMX appears more attractively valued with a PEG of 0.61. KMX earns a higher WallStSmart Score of 53/100 (C-).
KFS
Hold40
out of 100
Grade: F
KMX
Buy53
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Revenue surging 28.7% year-over-year
Reasonable price relative to book value
Growing faster than its price suggests
Areas to Watch
0.0% earnings growth
Smaller company, higher risk/reward
Weak financial health signals
Trading at 21.1x book value
Premium valuation, high expectations priced in
Distress zone — elevated risk
ROE of 4.2% — below average capital efficiency
0.8% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : KFS
The strongest argument for KFS centers on PEG Ratio, Revenue Growth. Revenue growth of 28.7% demonstrates continued momentum. PEG of 0.83 suggests the stock is reasonably priced for its growth.
Bull Case : KMX
The strongest argument for KMX centers on Price/Book, PEG Ratio. PEG of 0.61 suggests the stock is reasonably priced for its growth.
Bear Case : KFS
The primary concerns for KFS are EPS Growth, Market Cap, Piotroski F-Score. Debt-to-equity of 2.37 is elevated, increasing financial risk.
Bear Case : KMX
The primary concerns for KMX are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.05 is elevated, increasing financial risk. Thin 0.8% margins leave little buffer for downturns.
Key Dynamics to Monitor
KFS profiles as a growth stock while KMX is a value play — different risk/reward profiles.
KMX carries more volatility with a beta of 1.17 — expect wider price swings.
KFS is growing revenue faster at 28.7% — sustainability is the question.
KFS generates stronger free cash flow (-398,000), providing more financial flexibility.
Bottom Line
KMX scores higher overall (53/100 vs 40/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Kingsway Financial Services Inc
CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA
Kingsway Financial Services Inc., is involved in the leased and extended warranty real estate business. The company is headquartered in Itasca, Illinois.
Visit Website →CarMax Inc
CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA
CarMax is a used vehicle retailer based in the United States. It operates two business segments: CarMax Sales Operations and CarMax Auto Finance.
Visit Website →Compare with Other AUTO & TRUCK DEALERSHIPS Stocks
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