WallStSmart

Kelly Services B Inc (KELYB)vsPACCAR Inc (PCAR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PACCAR Inc generates 585% more annual revenue ($27.82B vs $4.06B). PCAR leads profitability with a 9.0% profit margin vs -6.7%. PCAR appears more attractively valued with a PEG of 1.30. PCAR earns a higher WallStSmart Score of 52/100 (C-).

KELYB

Hold

37

out of 100

Grade: F

Growth: 2.0Profit: 3.0Value: 6.3Quality: 7.5
Piotroski: 4/9Altman Z: 3.27

PCAR

Buy

52

out of 100

Grade: C-

Growth: 3.3Profit: 6.0Value: 4.7Quality: 7.0
Piotroski: 2/9Altman Z: 2.57
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

KELYBUndervalued (+57.4%)

Margin of Safety

+57.4%

Fair Value

$42.47

Current Price

$23.27

$19.20 discount

UndervaluedFair: $42.47Overvalued
PCARSignificantly Overvalued (-53.1%)

Margin of Safety

-53.1%

Fair Value

$85.58

Current Price

$126.54

$40.96 premium

UndervaluedFair: $85.58Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

KELYB3 strengths · Avg: 9.7/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.2710/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

PCAR1 strengths · Avg: 9.0/10
Market CapQuality
$68.87B9/10

Large-cap with strong market position

Areas to Watch

KELYB4 concerns · Avg: 3.0/10
PEG RatioValuation
1.784/10

Expensive relative to growth rate

Market CapQuality
$805.43M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

Return on EquityProfitability
-27.8%2/10

ROE of -27.8% — below average capital efficiency

PCAR4 concerns · Avg: 3.8/10
P/E RatioValuation
27.6x4/10

Moderate valuation

Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

EPS GrowthGrowth
4.2%4/10

4.2% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : KELYB

The strongest argument for KELYB centers on Price/Book, Altman Z-Score, Debt/Equity.

Bull Case : PCAR

The strongest argument for PCAR centers on Market Cap. PEG of 1.30 suggests the stock is reasonably priced for its growth.

Bear Case : KELYB

The primary concerns for KELYB are PEG Ratio, Market Cap, Operating Margin.

Bear Case : PCAR

The primary concerns for PCAR are P/E Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

KELYB profiles as a turnaround stock while PCAR is a value play — different risk/reward profiles.

PCAR carries more volatility with a beta of 0.98 — expect wider price swings.

PCAR is growing revenue faster at 0.5% — sustainability is the question.

PCAR generates stronger free cash flow (309M), providing more financial flexibility.

Bottom Line

PCAR scores higher overall (52/100 vs 37/100). KELYB offers better value entry with a 57.4% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Kelly Services B Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Kelly Services, Inc. provides workforce solutions to various industries. The company is headquartered in Troy, Michigan.

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PACCAR Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.

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