WallStSmart

JPMorgan Chase & Co (JPM)vsPennantPark Investment Corporation (PNNT)

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Smart Verdict

WallStSmart Research — data-driven comparison

JPMorgan Chase & Co generates 150268% more annual revenue ($173.56B vs $115.42M). JPM leads profitability with a 33.9% profit margin vs 22.2%. PNNT appears more attractively valued with a PEG of 0.28. JPM earns a higher WallStSmart Score of 73/100 (B).

JPM

Strong Buy

73

out of 100

Grade: B

Growth: 8.0Profit: 8.0Value: 5.7Quality: 5.5
Piotroski: 4/9Altman Z: 0.55

PNNT

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 7.0Value: 8.3Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JPM6 strengths · Avg: 9.3/10
Market CapQuality
$828.64B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.9%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
43.0%10/10

Strong operational efficiency at 43.0%

Free Cash FlowQuality
$368.37B10/10

Generating 368.4B in free cash flow

P/E RatioValuation
14.8x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

PNNT5 strengths · Avg: 9.8/10
PEG RatioValuation
0.2810/10

Growing faster than its price suggests

P/E RatioValuation
11.8x10/10

Attractively priced relative to earnings

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Operating MarginProfitability
80.9%10/10

Strong operational efficiency at 80.9%

Profit MarginProfitability
22.2%9/10

Keeps 22 of every $100 in revenue as profit

Areas to Watch

JPM3 concerns · Avg: 3.0/10
PEG RatioValuation
1.654/10

Expensive relative to growth rate

Debt/EquityHealth
1.383/10

Elevated debt levels

Altman Z-ScoreHealth
0.552/10

Distress zone — elevated risk

PNNT4 concerns · Avg: 2.5/10
Market CapQuality
$300.36M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.4%3/10

ROE of 5.4% — below average capital efficiency

Revenue GrowthGrowth
-20.3%2/10

Revenue declined 20.3%

EPS GrowthGrowth
-44.3%2/10

Earnings declined 44.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : JPM

The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 43.0%. Revenue growth of 12.7% demonstrates continued momentum.

Bull Case : PNNT

The strongest argument for PNNT centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 22.2% and operating margin at 80.9%. PEG of 0.28 suggests the stock is reasonably priced for its growth.

Bear Case : JPM

The primary concerns for JPM are PEG Ratio, Debt/Equity, Altman Z-Score.

Bear Case : PNNT

The primary concerns for PNNT are Market Cap, Return on Equity, Revenue Growth.

Key Dynamics to Monitor

JPM profiles as a mature stock while PNNT is a declining play — different risk/reward profiles.

JPM carries more volatility with a beta of 1.04 — expect wider price swings.

JPM is growing revenue faster at 12.7% — sustainability is the question.

JPM generates stronger free cash flow (368.4B), providing more financial flexibility.

Bottom Line

JPM scores higher overall (73/100 vs 60/100), backed by strong 33.9% margins and 12.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

JPMorgan Chase & Co

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.

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PennantPark Investment Corporation

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

PennantPark Investment Corporation (PNNT) is a publicly traded business development company focused on providing tailored debt and equity financing solutions to middle-market companies. By emphasizing senior secured loans, subordinated debt, and equity investments, the firm targets sectors with significant growth potential while employing a disciplined approach to risk management. Leveraging a team of experienced investment professionals, PennantPark strategically identifies and pursues lucrative opportunities within the private credit market. The company's commitment to generating consistent dividend income and long-term capital appreciation positions it as an attractive option for institutional investors seeking to diversify their portfolios in a dynamic economic landscape.

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