JPMorgan Chase & Co (JPM)vsPlumas Bancorp (PLBC)
JPM
JPMorgan Chase & Co
$344.77
-3.53%
FINANCIAL SERVICES · Cap: $900.78B
PLBC
Plumas Bancorp
$61.71
-0.79%
FINANCIAL SERVICES · Cap: $429.75M
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 174227% more annual revenue ($186.33B vs $106.88M). JPM leads profitability with a 34.9% profit margin vs 33.5%. PLBC appears more attractively valued with a PEG of 1.49. JPM earns a higher WallStSmart Score of 81/100 (A-).
JPM
Exceptional Buy81
out of 100
Grade: A-
PLBC
Strong Buy78
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 50.4%
Revenue surging 30.4% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 51.4%
Revenue surging 43.1% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 34.3% YoY
Areas to Watch
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 34.9% and operating margin at 50.4%. Revenue growth of 30.4% demonstrates continued momentum.
Bull Case : PLBC
The strongest argument for PLBC centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 33.5% and operating margin at 51.4%. Revenue growth of 43.1% demonstrates continued momentum.
Bear Case : JPM
The primary concerns for JPM are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 3.30 is elevated, increasing financial risk.
Bear Case : PLBC
The primary concerns for PLBC are Market Cap, Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
JPM carries more volatility with a beta of 0.98 — expect wider price swings.
PLBC is growing revenue faster at 43.1% — sustainability is the question.
PLBC generates stronger free cash flow (9M), providing more financial flexibility.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
JPM scores higher overall (81/100 vs 78/100), backed by strong 34.9% margins and 30.4% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
Visit Website →Plumas Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Plumas Bancorp is the banking holding company for Plumas Bank offering various banking products and services to small and medium-sized businesses and individuals in Northeast California and Northwest Nevada. The company is headquartered in Reno, Nevada.
Visit Website →Compare with Other BANKS - DIVERSIFIED Stocks
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