JPMorgan Chase & Co (JPM)vsOFS Capital Corp (OFS)
JPM
JPMorgan Chase & Co
$309.25
+1.29%
FINANCIAL SERVICES · Cap: $828.64B
OFS
OFS Capital Corp
$4.04
+0.50%
FINANCIAL SERVICES · Cap: $54.26M
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 426429% more annual revenue ($173.56B vs $40.69M). JPM leads profitability with a 33.9% profit margin vs -81.3%. JPM appears more attractively valued with a PEG of 1.65. JPM earns a higher WallStSmart Score of 73/100 (B).
JPM
Strong Buy73
out of 100
Grade: B
OFS
Hold42
out of 100
Grade: D
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 43.0%
Generating 368.4B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Reasonable price relative to book value
Strong operational efficiency at 74.3%
Areas to Watch
Expensive relative to growth rate
Elevated debt levels
Distress zone — elevated risk
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of -22.4% — below average capital efficiency
Revenue declined 19.6%
Comparative Analysis Report
WallStSmart ResearchBull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 43.0%. Revenue growth of 12.7% demonstrates continued momentum.
Bull Case : OFS
The strongest argument for OFS centers on Price/Book, Operating Margin.
Bear Case : JPM
The primary concerns for JPM are PEG Ratio, Debt/Equity, Altman Z-Score.
Bear Case : OFS
The primary concerns for OFS are PEG Ratio, Market Cap, Return on Equity.
Key Dynamics to Monitor
JPM profiles as a mature stock while OFS is a turnaround play — different risk/reward profiles.
JPM carries more volatility with a beta of 1.04 — expect wider price swings.
JPM is growing revenue faster at 12.7% — sustainability is the question.
JPM generates stronger free cash flow (368.4B), providing more financial flexibility.
Bottom Line
JPM scores higher overall (73/100 vs 42/100), backed by strong 33.9% margins and 12.7% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
Visit Website →OFS Capital Corp
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
OFS Capital Corp (OFS) is a publicly traded business development company that specializes in providing tailored capital solutions to middle-market enterprises in the U.S. With a robust investment portfolio primarily centered on private debt, including senior secured and subordinated debt, OFS also selectively engages in equity investments to enhance overall returns. The company is supported by an experienced management team and a rigorous investment strategy, aimed at delivering strong risk-adjusted returns to its shareholders. By leveraging its extensive industry relationships and market insights, OFS is well-positioned to identify and seize emerging investment opportunities amid evolving economic landscapes.
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