JPMorgan Chase & Co (JPM)vsNorwood Financial Corp (NWFL)
JPM
JPMorgan Chase & Co
$337.04
-1.90%
FINANCIAL SERVICES · Cap: $902.16B
NWFL
Norwood Financial Corp
$35.51
-0.36%
FINANCIAL SERVICES · Cap: $379.06M
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 191236% more annual revenue ($190.73B vs $99.69M). JPM leads profitability with a 34.6% profit margin vs 28.9%. JPM appears more attractively valued with a PEG of 1.57. NWFL earns a higher WallStSmart Score of 73/100 (B).
JPM
Strong Buy71
out of 100
Grade: B
NWFL
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 42.6%
Attractively priced relative to earnings
Reasonable price relative to book value
Reasonable price relative to book value
Strong operational efficiency at 44.9%
Revenue surging 34.7% year-over-year
Keeps 29 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Expensive relative to growth rate
Smaller company, higher risk/reward
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 34.6% and operating margin at 42.6%. Revenue growth of 10.2% demonstrates continued momentum.
Bull Case : NWFL
The strongest argument for NWFL centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 28.9% and operating margin at 44.9%. Revenue growth of 34.7% demonstrates continued momentum.
Bear Case : JPM
The primary concerns for JPM are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 3.32 is elevated, increasing financial risk.
Bear Case : NWFL
The primary concerns for NWFL are PEG Ratio, Market Cap, Altman Z-Score.
Key Dynamics to Monitor
JPM profiles as a mature stock while NWFL is a growth play — different risk/reward profiles.
JPM carries more volatility with a beta of 1.01 — expect wider price swings.
NWFL is growing revenue faster at 34.7% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NWFL scores higher overall (73/100 vs 71/100), backed by strong 28.9% margins and 34.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
Visit Website →Norwood Financial Corp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Norwood Financial Corp. The company is headquartered in Honesdale, Pennsylvania.
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