WallStSmart

JPMorgan Chase & Co (JPM)vsMain Street Capital Corporation (MAIN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

JPMorgan Chase & Co generates 30378% more annual revenue ($173.56B vs $569.45M). MAIN leads profitability with a 74.9% profit margin vs 33.9%. JPM appears more attractively valued with a PEG of 1.57. JPM earns a higher WallStSmart Score of 73/100 (B).

JPM

Strong Buy

73

out of 100

Grade: B

Growth: 8.0Profit: 8.0Value: 5.7Quality: 3.0
Piotroski: 4/9Altman Z: 0.55

MAIN

Buy

54

out of 100

Grade: C-

Growth: 5.3Profit: 8.0Value: 6.3Quality: 4.0
Piotroski: 3/9Altman Z: 1.32

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JPM5 strengths · Avg: 9.2/10
Market CapQuality
$806.43B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.9%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
43.7%10/10

Strong operational efficiency at 43.7%

P/E RatioValuation
14.4x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

MAIN4 strengths · Avg: 9.5/10
P/E RatioValuation
10.9x10/10

Attractively priced relative to earnings

Profit MarginProfitability
74.9%10/10

Keeps 75 of every $100 in revenue as profit

Operating MarginProfitability
87.0%10/10

Strong operational efficiency at 87.0%

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Areas to Watch

JPM4 concerns · Avg: 2.3/10
PEG RatioValuation
1.574/10

Expensive relative to growth rate

Free Cash FlowQuality
$-211.76B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.552/10

Distress zone — elevated risk

Debt/EquityHealth
3.391/10

Elevated debt levels

MAIN4 concerns · Avg: 3.3/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

Revenue GrowthGrowth
2.2%4/10

2.2% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-58.7%2/10

Earnings declined 58.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : JPM

The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 43.7%. Revenue growth of 12.7% demonstrates continued momentum.

Bull Case : MAIN

The strongest argument for MAIN centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 74.9% and operating margin at 87.0%.

Bear Case : JPM

The primary concerns for JPM are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 3.39 is elevated, increasing financial risk.

Bear Case : MAIN

The primary concerns for MAIN are PEG Ratio, Revenue Growth, Piotroski F-Score.

Key Dynamics to Monitor

JPM profiles as a mature stock while MAIN is a value play — different risk/reward profiles.

JPM carries more volatility with a beta of 1.02 — expect wider price swings.

JPM is growing revenue faster at 12.7% — sustainability is the question.

MAIN generates stronger free cash flow (46M), providing more financial flexibility.

Bottom Line

JPM scores higher overall (73/100 vs 54/100), backed by strong 33.9% margins and 12.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

JPMorgan Chase & Co

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.

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Main Street Capital Corporation

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Main Street Capital Corporation (MAIN) is a leading publicly traded business development company that focuses on delivering tailored debt and equity financing solutions to lower middle-market enterprises across various sectors, including manufacturing, healthcare, and business services. With a robust investment strategy emphasizing long-term value creation, MAIN seeks to generate attractive risk-adjusted returns for its investors while enhancing the growth potential of its portfolio companies. The firm leverages its extensive industry knowledge and disciplined approach to navigate the private equity landscape effectively, demonstrating a strong commitment to providing substantial income streams and fostering sustainable business success.

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