Itau Unibanco Banco Holding SA (ITUB)vsWest Bancorporation (WTBA)
ITUB
Itau Unibanco Banco Holding SA
$8.21
+1.99%
FINANCIAL SERVICES · Cap: $86.41B
WTBA
West Bancorporation
$23.71
+0.51%
FINANCIAL SERVICES · Cap: $399.63M
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 145784% more annual revenue ($138.95B vs $95.25M). WTBA leads profitability with a 34.2% profit margin vs 32.3%. ITUB trades at a lower P/E of 10.2x. ITUB earns a higher WallStSmart Score of 76/100 (B+).
ITUB
Strong Buy76
out of 100
Grade: B+
WTBA
Buy56
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-10.1%
Fair Value
$8.69
Current Price
$8.21
$0.48 premium
Margin of Safety
-10.0%
Fair Value
$23.19
Current Price
$23.71
$0.52 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 37.3%
Generating 45.0B in free cash flow
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 43.1%
Attractively priced relative to earnings
Reasonable price relative to book value
17.4% revenue growth
Areas to Watch
2.8% earnings growth
3.3% earnings growth
Smaller company, higher risk/reward
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 32.3% and operating margin at 37.3%. Revenue growth of 11.0% demonstrates continued momentum.
Bull Case : WTBA
The strongest argument for WTBA centers on Profit Margin, Operating Margin, P/E Ratio. Profitability is solid with margins at 34.2% and operating margin at 43.1%. Revenue growth of 17.4% demonstrates continued momentum.
Bear Case : ITUB
The primary concerns for ITUB are EPS Growth.
Bear Case : WTBA
The primary concerns for WTBA are EPS Growth, Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
ITUB profiles as a mature stock while WTBA is a growth play — different risk/reward profiles.
WTBA carries more volatility with a beta of 0.82 — expect wider price swings.
WTBA is growing revenue faster at 17.4% — sustainability is the question.
ITUB generates stronger free cash flow (45.0B), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (76/100 vs 56/100), backed by strong 32.3% margins and 11.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
West Bancorporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
West Bancorporation, Inc. is West Bank's financial holding company providing trust and community banking services to individuals and small and medium-sized businesses in the United States. The company is headquartered in West Des Moines, Iowa.
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