Itau Unibanco Banco Holding SA (ITUB)vsThe Bancorp Inc (TBBK)
ITUB
Itau Unibanco Banco Holding SA
$8.37
+2.32%
FINANCIAL SERVICES · Cap: $90.15B
TBBK
The Bancorp Inc
$57.00
-4.20%
FINANCIAL SERVICES · Cap: $2.48B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 25906% more annual revenue ($138.19B vs $531.36M). TBBK leads profitability with a 43.5% profit margin vs 33.3%. TBBK appears more attractively valued with a PEG of 1.07. ITUB earns a higher WallStSmart Score of 74/100 (B).
ITUB
Strong Buy74
out of 100
Grade: B
TBBK
Strong Buy69
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 22 in profit
Reasonable price relative to book value
Attractively priced relative to earnings
Every $100 of equity generates 30 in profit
Keeps 44 of every $100 in revenue as profit
Strong operational efficiency at 58.3%
Areas to Watch
Revenue declined 2.1%
Negative free cash flow — burning cash
4.1% revenue growth
Comparative Analysis Report
WallStSmart ResearchBull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.35 suggests the stock is reasonably priced for its growth.
Bull Case : TBBK
The strongest argument for TBBK centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 43.5% and operating margin at 58.3%. PEG of 1.07 suggests the stock is reasonably priced for its growth.
Bear Case : ITUB
The primary concerns for ITUB are Revenue Growth, Free Cash Flow.
Bear Case : TBBK
The primary concerns for TBBK are Revenue Growth.
Key Dynamics to Monitor
ITUB profiles as a declining stock while TBBK is a value play — different risk/reward profiles.
TBBK carries more volatility with a beta of 1.26 — expect wider price swings.
TBBK is growing revenue faster at 4.1% — sustainability is the question.
TBBK generates stronger free cash flow (85M), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (74/100 vs 69/100), backed by strong 33.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
The Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
The Bancorp, Inc. is the financial holding company of The Bancorp Bank offering banking products and services in the United States. The company is headquartered in Wilmington, Delaware.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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